Compare Today’s Mortgage Rates for East Otis, Massachusetts

Pureloan searches mortgage lenders and major banks in East Otis, Massachusetts 01029 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $25,505 or $71 / month is expected in East Otis and other areas of Berkshire county.

Pureloan’s search engine explores all home mortgage options in East Otis, Massachusetts 01029, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.18988 -73.082093

Summary of Average Mortgage Terms in East Otis, Massachusetts 01029

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for East Otis, MA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in East Otis, MA 01029, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for East Otis, MA

Historical Mortgage Rates for East Otis, Massachusetts 01029 from 2014 - 2021

We have compiled mortgage rate charts for home loans in East Otis, Massachusetts and around Berkshire county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 92.97% 89.03% 90.27% 89.82% 89.64% 88.76% 90.85% 91.47%
avg mortgage rate 4.97% 4.69% 3.90% 3.87% 4.37% 4.03% 3.82% 4.04%
% 15 year fixed mortgage 5.39% 8.60% 7.44% 7.49% 8.26% 7.28% 6.58% 6.76%
avg mortgage rate 4.39% 3.91% 3.18% 3.12% 3.45% 3.20% 3.14% 3.15%
Avg credit score 763.63 761.32 763.23 762.96 756.89 753.35 756.12 749.00
Avg LTV (loan to value) 69.30% 70.11% 75.29% 75.38% 76.49% 77.63% 76.85% 79.15%
Avg DTI (debt to income) 32.54 32.93 32.05 31.52 33.10 33.90 33.84 35.14
% First time homebuyer 57.27% 41.40% 38.77% 46.49% 46.55% 42.66% 43.08% 40.00%
Avg mortgage insurance % 2.40% 3.11% 5.88% 6.29% 8.03% 8.16% 9.31% 9.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around East Otis, Massachusetts 01029

If you’re looking to buy a new home in East Otis, we have compiled a list of the leading mortgage brokers around East Otis, Massachusetts 01029 to help you with your search.

Name
Address
Contact

First Source Financial

67 School St

Hatfield MA 01029

(413) 247-0395

JC Consulting Corporation

86 Rock A Dundee Rd

Hampden MA 01029

(413) 566-2240

Bank of Western Massachusetts

1515 Northampton St

Holyoke MA 01029

(413) 538-6300

http://bankwmass.com

Onemain Financial

138 Memorial Ave

West Springfield MA 01029

(413) 733-2197

http://www.onemainfinancial.com/uscfa/cfa/portal/home.do

Mortgage Master

371 Park St

West Springfield MA 01029

(413) 733-0428

http://www.mortgagemaster.com/

Address

67 School St

Hatfield MA

Contact

(413) 247-0395

Address

86 Rock A Dundee Rd

Hampden MA

Contact

(413) 566-2240

Address

1515 Northampton St

Holyoke MA

Contact

(413) 538-6300

http://bankwmass.com

News on Mortgages and Reverse Mortgages for East Otis, Massachusetts 01029