Compare Today’s Mortgage Rates for Easthampton, Massachusetts
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Easthampton, Massachusetts 01027. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $23,037 or $64 / month in Easthampton and other areas of Hampshire county.
Our search engine explores all home mortgage options in Easthampton, Massachusetts 01027, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Easthampton, Massachusetts 01027
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Interactive Mortgage Rate Projections for Easthampton, MA
To forecast and predict mortgage rates in Easthampton, MA 01027, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Easthampton, Massachusetts 01027 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Easthampton, Massachusetts and around Hampshire county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.97% | 89.03% | 90.27% | 89.82% | 89.64% | 88.76% | 90.85% | 91.47% |
| avg mortgage rate | 4.97% | 4.69% | 3.90% | 3.87% | 4.37% | 4.03% | 3.82% | 4.04% |
| % 15 year fixed mortgage | 5.39% | 8.60% | 7.44% | 7.49% | 8.26% | 7.28% | 6.58% | 6.76% |
| avg mortgage rate | 4.39% | 3.91% | 3.18% | 3.12% | 3.45% | 3.20% | 3.14% | 3.15% |
| Avg credit score | 763.63 | 761.32 | 763.23 | 762.96 | 756.89 | 753.35 | 756.12 | 749.00 |
| Avg LTV (loan to value) | 69.30% | 70.11% | 75.29% | 75.38% | 76.49% | 77.63% | 76.85% | 79.15% |
| Avg DTI (debt to income) | 32.54 | 32.93 | 32.05 | 31.52 | 33.10 | 33.90 | 33.84 | 35.14 |
| % First time homebuyer | 57.27% | 41.40% | 38.77% | 46.49% | 46.55% | 42.66% | 43.08% | 40.00% |
| Avg mortgage insurance % | 2.40% | 3.11% | 5.88% | 6.29% | 8.03% | 8.16% | 9.31% | 9.75% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Easthampton, Massachusetts 01027
If you’re looking to buy a new home in Easthampton, we have compiled a list of the leading mortgage brokers around Easthampton, Massachusetts 01027 to help you with your search.
Name
Address
Contact
Residential Mortgage Services
251 Northampton St
Easthampton MA 01027
(413) 282-3500
First Source Financial
67 School St
Hatfield MA 01027
(413) 247-0395
JC Consulting Corporation
86 Rock A Dundee Rd
Hampden MA 01027
(413) 566-2240
Bank of Western Massachusetts
1515 Northampton St
Holyoke MA 01027
(413) 538-6300
http://bankwmass.com
Onemain Financial
138 Memorial Ave
West Springfield MA 01027
(413) 733-2197
http://www.onemainfinancial.com/uscfa/cfa/portal/home.do
Address
251 Northampton St
Easthampton MA
Contact
(413) 282-3500
Address
67 School St
Hatfield MA
Contact
(413) 247-0395
Address
86 Rock A Dundee Rd
Hampden MA
Contact
(413) 566-2240