Compare Today’s Mortgage Rates for Erving, Massachusetts
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Erving, Massachusetts 01344. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $16,614 or $46 / month in Erving and surrounding areas of Franklin county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Erving, Massachusetts 01344.
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Summary of Average Mortgage Terms in Erving, Massachusetts 01344
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Erving, MA
To forecast and predict mortgage rates in Erving, MA 01344, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Erving, Massachusetts 01344 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Erving, Massachusetts and around Franklin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 83.75% | 80.52% | 83.17% | 84.22% | 88.97% | 86.54% | 85.38% | 83.06% |
| avg mortgage rate | 4.98% | 4.62% | 3.90% | 3.91% | 4.40% | 4.08% | 3.84% | 3.98% |
| % 15 year fixed mortgage | 11.43% | 12.55% | 10.30% | 11.65% | 8.06% | 9.03% | 10.42% | 12.02% |
| avg mortgage rate | 4.44% | 3.89% | 3.21% | 3.09% | 3.51% | 3.24% | 3.05% | 3.20% |
| Avg credit score | 763.14 | 763.77 | 762.27 | 757.57 | 759.33 | 756.01 | 753.84 | 748.77 |
| Avg LTV (loan to value) | 77.13% | 78.74% | 80.65% | 82.63% | 83.86% | 83.58% | 83.36% | 85.77% |
| Avg DTI (debt to income) | 32.88 | 32.83 | 32.94 | 33.42 | 33.55 | 34.48 | 34.78 | 35.25 |
| % First time homebuyer | 30.89% | 31.82% | 25.74% | 32.89% | 38.05% | 35.43% | 34.73% | 42.08% |
| Avg mortgage insurance % | 5.34% | 8.69% | 10.48% | 11.75% | 13.21% | 13.20% | 13.29% | 13.90% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Erving, Massachusetts 01344
If you’re looking to buy a new home in Erving, we have compiled a list of the leading mortgage brokers around Erving, Massachusetts 01344 to help you with your search.
Name
Address
Contact
Academy Mortgage - Greenfield
22 Mohawk Trl
Greenfield MA 01344
(413) 772-2529
contact@academymortgage.com
Tri State Acceptance
377 Federal St
Greenfield MA 01344
(413) 773-3497
Powerdowndebt
384 Montague City Rd
Turners Falls MA 01344
(413) 774-5555
http://www.powerdowndebt.com/
Equity Trust
177 Avenue A
Turners Falls MA 01344
(413) 863-9038
http://www.equitytrust.org
Norcom Mortgage
245 Tully Rd
Orange MA 01344
(978) 248-9600
Address
22 Mohawk Trl
Greenfield MA
Contact
(413) 772-2529
contact@academymortgage.com
Address
377 Federal St
Greenfield MA
Contact
(413) 773-3497
Address
384 Montague City Rd
Turners Falls MA
Contact
(413) 774-5555
http://www.powerdowndebt.com/