Compare Today’s Mortgage Rates in Gardner, Massachusetts 01440
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Gardner, Massachusetts 01440.
Our search engine thoroughly explores all home mortgage options in Gardner, Massachusetts 01440, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $25,639 in lifetime cash or $71 per month in Gardner and other areas of Worcester county.
Summary of Average Mortgages in Gardner, Massachusetts 01440
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Interactive Mortgage Rate Projections for Gardner, Massachusetts 01440
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Gardner, MA 01440. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Gardner, Massachusetts 01440 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Gardner, Massachusetts and around Worcester county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.65% | 92.99% | 92.46% | 90.02% | 88.40% | 86.43% | 84.52% | 82.81% | 82.67% |
avg mortgage rate | 6.48% | 4.55% | 3.03% | 3.34% | 4.36% | 4.57% | 4.08% | 3.81% | 4.01% |
% 15 year fixed mortgage | 3.70% | 5.48% | 6.01% | 7.53% | 8.62% | 10.39% | 11.44% | 13.78% | 13.34% |
avg mortgage rate | 5.99% | 3.48% | 2.38% | 2.84% | 3.79% | 3.97% | 3.39% | 2.95% | 3.16% |
Avg credit score | 753.71 | 763.88 | 754.41 | 759.65 | 754.35 | 769.57 | 758.27 | 756.89 | 759.14 |
Avg LTV (loan to value) | 83.88% | 82.90% | 84.12% | 84.40% | 84.18% | 82.52% | 81.48% | 82.03% | 81.01% |
Avg DTI (debt to income) | 37.82 | 35.55 | 34.05 | 35.05 | 35.02 | 34.92 | 35.26 | 34.52 | 34.21 |
% First time homebuyer | 45.68% | 44.00% | 37.53% | 37.95% | 41.28% | 40.30% | 35.29% | 32.49% | 30.40% |
Avg mortgage insurance % | 13.87% | 13.07% | 13.42% | 14.25% | 14.31% | 12.59% | 11.85% | 11.74% | 10.69% |
Best Mortgage Brokers around Gardner, Massachusetts 01440
For those searching for a new home in Gardner, we have compiled a list of the top mortgage brokers located in and around Gardner, Massachusetts 01440 to assist you with your search.
First Eastern Mortgage
20 Main St
Leominster MA 01440
(978) 537-5400
jmorin@firsteastern.com
Leominster Finance
75 Water St
Leominster MA 01440
(978) 537-0796
http://leominster-ma.gov
Wachusett Mortgage
94 Central St
Leominster MA 01440
(978) 840-3200
wachusett-mortgage@wmcmail.net
Sage Bank
583 N Main St
Leominster MA 01440
(978) 537-4210
http://sagebank.com
Right Trac Financial Group
514 Main St
Leominster MA 01440
(978) 466-9414
http://WWW.PETERDIPAOLI.COM
Address
20 Main St
Leominster MA
Contact
(978) 537-5400
jmorin@firsteastern.com
Address
75 Water St
Leominster MA
Contact
(978) 537-0796
http://leominster-ma.gov
Address
94 Central St
Leominster MA
Contact
(978) 840-3200
wachusett-mortgage@wmcmail.net