Compare Today’s Mortgage Rates for Gardner, Massachusetts

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Gardner, Massachusetts 01440. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $28,762 or $80 / month in Gardner and surrounding areas of Worcester county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Gardner, Massachusetts 01440.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.57405 -71.9898

Summary of Average Mortgage Terms in Gardner, Massachusetts 01440

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Gardner, MA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Gardner, MA 01440, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Gardner, MA

Historical Mortgage Rates for Gardner, Massachusetts 01440 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Gardner, Massachusetts and around Worcester county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 84.32% 83.93% 84.39% 86.14% 89.55% 85.29% 90.99% 91.25%
avg mortgage rate 4.99% 4.67% 3.86% 3.91% 4.43% 4.10% 3.86% 3.98%
% 15 year fixed mortgage 10.87% 11.78% 11.30% 10.37% 8.02% 10.14% 6.97% 6.15%
avg mortgage rate 4.38% 3.89% 3.26% 3.08% 3.45% 3.25% 3.07% 3.28%
Avg credit score 762.83 759.92 757.99 758.93 753.73 753.02 751.94 751.68
Avg LTV (loan to value) 76.18% 77.89% 79.87% 81.01% 81.74% 82.41% 83.30% 82.53%
Avg DTI (debt to income) 34.41 34.14 33.76 33.95 34.60 34.98 35.49 35.33
% First time homebuyer 30.34% 30.09% 30.90% 30.35% 36.60% 36.82% 40.33% 41.84%
Avg mortgage insurance % 5.70% 7.52% 9.56% 11.08% 12.42% 12.49% 13.34% 12.43%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Gardner, Massachusetts 01440

If you’re looking to buy a new home in Gardner, we have compiled a list of the leading mortgage brokers around Gardner, Massachusetts 01440 to help you with your search.

Name
Address
Contact

First Eastern Mortgage

20 Main St

Leominster MA 01440

(978) 537-5400

jmorin@firsteastern.com

Leominster Finance

75 Water St

Leominster MA 01440

(978) 537-0796

http://leominster-ma.gov

Wachusett Mortgage

94 Central St

Leominster MA 01440

(978) 840-3200

wachusett-mortgage@wmcmail.net

Sage Bank

583 N Main St

Leominster MA 01440

(978) 537-4210

http://sagebank.com

Right Trac Financial Group

514 Main St

Leominster MA 01440

(978) 466-9414

http://WWW.PETERDIPAOLI.COM

Address

20 Main St

Leominster MA

Contact

(978) 537-5400

jmorin@firsteastern.com

Address

75 Water St

Leominster MA

Contact

(978) 537-0796

http://leominster-ma.gov

Address

94 Central St

Leominster MA

Contact

(978) 840-3200

wachusett-mortgage@wmcmail.net

News on Mortgages and Reverse Mortgages for Gardner, Massachusetts 01440