Compare Today’s Mortgage Rates for Gardner, Massachusetts
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Gardner, Massachusetts 01440. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $28,762 or $80 / month in Gardner and surrounding areas of Worcester county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Gardner, Massachusetts 01440.
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Summary of Average Mortgage Terms in Gardner, Massachusetts 01440
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Gardner, MA
To forecast and predict mortgage rates in Gardner, MA 01440, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Gardner, Massachusetts 01440 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Gardner, Massachusetts and around Worcester county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 84.32% | 83.93% | 84.39% | 86.14% | 89.55% | 85.29% | 90.99% | 91.25% |
| avg mortgage rate | 4.99% | 4.67% | 3.86% | 3.91% | 4.43% | 4.10% | 3.86% | 3.98% |
| % 15 year fixed mortgage | 10.87% | 11.78% | 11.30% | 10.37% | 8.02% | 10.14% | 6.97% | 6.15% |
| avg mortgage rate | 4.38% | 3.89% | 3.26% | 3.08% | 3.45% | 3.25% | 3.07% | 3.28% |
| Avg credit score | 762.83 | 759.92 | 757.99 | 758.93 | 753.73 | 753.02 | 751.94 | 751.68 |
| Avg LTV (loan to value) | 76.18% | 77.89% | 79.87% | 81.01% | 81.74% | 82.41% | 83.30% | 82.53% |
| Avg DTI (debt to income) | 34.41 | 34.14 | 33.76 | 33.95 | 34.60 | 34.98 | 35.49 | 35.33 |
| % First time homebuyer | 30.34% | 30.09% | 30.90% | 30.35% | 36.60% | 36.82% | 40.33% | 41.84% |
| Avg mortgage insurance % | 5.70% | 7.52% | 9.56% | 11.08% | 12.42% | 12.49% | 13.34% | 12.43% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Gardner, Massachusetts 01440
If you’re looking to buy a new home in Gardner, we have compiled a list of the leading mortgage brokers around Gardner, Massachusetts 01440 to help you with your search.
Name
Address
Contact
First Eastern Mortgage
20 Main St
Leominster MA 01440
(978) 537-5400
jmorin@firsteastern.com
Leominster Finance
75 Water St
Leominster MA 01440
(978) 537-0796
http://leominster-ma.gov
Wachusett Mortgage
94 Central St
Leominster MA 01440
(978) 840-3200
wachusett-mortgage@wmcmail.net
Sage Bank
583 N Main St
Leominster MA 01440
(978) 537-4210
http://sagebank.com
Right Trac Financial Group
514 Main St
Leominster MA 01440
(978) 466-9414
http://WWW.PETERDIPAOLI.COM
Address
20 Main St
Leominster MA
Contact
(978) 537-5400
jmorin@firsteastern.com
Address
75 Water St
Leominster MA
Contact
(978) 537-0796
http://leominster-ma.gov
Address
94 Central St
Leominster MA
Contact
(978) 840-3200
wachusett-mortgage@wmcmail.net