Compare Today’s Mortgage Rates for Gilbertville, Massachusetts
Pureloan searches mortgage lenders and major banks in Gilbertville, Massachusetts 01031 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $28,216 or $78 / month is expected in Gilbertville and other areas of Worcester county.
Pureloan’s search engine explores all home mortgage options in Gilbertville, Massachusetts 01031, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
42.35
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Summary of Average Mortgage Terms in Gilbertville, Massachusetts 01031
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Gilbertville, MA
To forecast and predict mortgage rates in Gilbertville, MA 01031, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Gilbertville, Massachusetts 01031 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Gilbertville, Massachusetts and around Worcester county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.97% | 89.03% | 90.27% | 89.82% | 89.64% | 88.76% | 90.85% | 91.47% |
| avg mortgage rate | 4.97% | 4.69% | 3.90% | 3.87% | 4.37% | 4.03% | 3.82% | 4.04% |
| % 15 year fixed mortgage | 5.39% | 8.60% | 7.44% | 7.49% | 8.26% | 7.28% | 6.58% | 6.76% |
| avg mortgage rate | 4.39% | 3.91% | 3.18% | 3.12% | 3.45% | 3.20% | 3.14% | 3.15% |
| Avg credit score | 763.63 | 761.32 | 763.23 | 762.96 | 756.89 | 753.35 | 756.12 | 749.00 |
| Avg LTV (loan to value) | 69.30% | 70.11% | 75.29% | 75.38% | 76.49% | 77.63% | 76.85% | 79.15% |
| Avg DTI (debt to income) | 32.54 | 32.93 | 32.05 | 31.52 | 33.10 | 33.90 | 33.84 | 35.14 |
| % First time homebuyer | 57.27% | 41.40% | 38.77% | 46.49% | 46.55% | 42.66% | 43.08% | 40.00% |
| Avg mortgage insurance % | 2.40% | 3.11% | 5.88% | 6.29% | 8.03% | 8.16% | 9.31% | 9.75% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Gilbertville, Massachusetts 01031
If you’re looking to buy a new home in Gilbertville, we have compiled a list of the leading mortgage brokers around Gilbertville, Massachusetts 01031 to help you with your search.
Name
Address
Contact
First Source Financial
67 School St
Hatfield MA 01031
(413) 247-0395
JC Consulting Corporation
86 Rock A Dundee Rd
Hampden MA 01031
(413) 566-2240
Bank of Western Massachusetts
1515 Northampton St
Holyoke MA 01031
(413) 538-6300
http://bankwmass.com
Onemain Financial
138 Memorial Ave
West Springfield MA 01031
(413) 733-2197
http://www.onemainfinancial.com/uscfa/cfa/portal/home.do
Mortgage Master
371 Park St
West Springfield MA 01031
(413) 733-0428
http://www.mortgagemaster.com/
Address
67 School St
Hatfield MA
Contact
(413) 247-0395
Address
86 Rock A Dundee Rd
Hampden MA
Contact
(413) 566-2240
Address
1515 Northampton St
Holyoke MA
Contact
(413) 538-6300
http://bankwmass.com