Compare Today’s Mortgage Rates for Harvard, Massachusetts

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Harvard, Massachusetts 01451. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $14,587 or $41 / month in Harvard and surrounding areas of Worcester county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Harvard, Massachusetts 01451.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.498565 -71.575293

Summary of Average Mortgage Terms in Harvard, Massachusetts 01451

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Harvard, MA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Harvard, MA 01451, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Harvard, MA

Historical Mortgage Rates for Harvard, Massachusetts 01451 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Harvard, Massachusetts and around Worcester county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 84.32% 83.93% 84.39% 86.14% 89.55% 85.29% 90.99% 91.25%
avg mortgage rate 4.99% 4.67% 3.86% 3.91% 4.43% 4.10% 3.86% 3.98%
% 15 year fixed mortgage 10.87% 11.78% 11.30% 10.37% 8.02% 10.14% 6.97% 6.15%
avg mortgage rate 4.38% 3.89% 3.26% 3.08% 3.45% 3.25% 3.07% 3.28%
Avg credit score 762.83 759.92 757.99 758.93 753.73 753.02 751.94 751.68
Avg LTV (loan to value) 76.18% 77.89% 79.87% 81.01% 81.74% 82.41% 83.30% 82.53%
Avg DTI (debt to income) 34.41 34.14 33.76 33.95 34.60 34.98 35.49 35.33
% First time homebuyer 30.34% 30.09% 30.90% 30.35% 36.60% 36.82% 40.33% 41.84%
Avg mortgage insurance % 5.70% 7.52% 9.56% 11.08% 12.42% 12.49% 13.34% 12.43%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Harvard, Massachusetts 01451

If you’re looking to buy a new home in Harvard, we have compiled a list of the leading mortgage brokers around Harvard, Massachusetts 01451 to help you with your search.

Name
Address
Contact

Harvard Financial Group

325 Ayer Rd

Harvard MA 01451

(978) 772-5645

neil@harvardmachinery.com

Fitchburg Savings Bank

283 Ayer Rd

Harvard MA 01451

(978) 772-2335

Jt Bresco

184 Ayer Rd

Harvard MA 01451

(978) 772-5645

First Eastern Mortgage

20 Main St

Leominster MA 01451

(978) 537-5400

jmorin@firsteastern.com

Leominster Finance

75 Water St

Leominster MA 01451

(978) 537-0796

http://leominster-ma.gov

Address

325 Ayer Rd

Harvard MA

Contact

(978) 772-5645

neil@harvardmachinery.com

Address

283 Ayer Rd

Harvard MA

Contact

(978) 772-2335

Address

184 Ayer Rd

Harvard MA

Contact

(978) 772-5645

News on Mortgages and Reverse Mortgages for Harvard, Massachusetts 01451