Compare Today’s Mortgage Rates in Harvard, Massachusetts 01451
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Harvard, Massachusetts 01451.
Our search engine thoroughly explores all home mortgage options in Harvard, Massachusetts 01451, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $19,821 in lifetime cash or $55 per month in Harvard and other areas of Worcester county.
42.498565
-71.575293
360
Summary of Average Mortgages in Harvard, Massachusetts 01451
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Harvard, Massachusetts 01451
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Harvard, Massachusetts 01451
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Harvard, MA 01451. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Harvard, Massachusetts 01451 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Harvard, Massachusetts and around Worcester county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.99% | 92.72% | 92.19% | 90.82% | 87.66% | 86.04% | 84.43% | 85.40% | 80.29% |
| avg mortgage rate | 6.50% | 4.62% | 3.00% | 3.30% | 4.31% | 4.57% | 4.06% | 3.77% | 4.00% |
| % 15 year fixed mortgage | 2.68% | 5.79% | 6.32% | 6.86% | 9.89% | 10.65% | 11.92% | 12.18% | 14.70% |
| avg mortgage rate | 5.84% | 3.78% | 2.38% | 2.79% | 3.76% | 3.99% | 3.36% | 3.01% | 3.16% |
| Avg credit score | 749.43 | 760.67 | 754.61 | 757.61 | 765.14 | 758.63 | 757.78 | 758.12 | 760.42 |
| Avg LTV (loan to value) | 82.10% | 83.21% | 83.19% | 83.25% | 82.93% | 81.03% | 81.15% | 81.56% | 80.63% |
| Avg DTI (debt to income) | 37.19 | 35.64 | 34.66 | 34.71 | 35.14 | 35.08 | 34.75 | 34.38 | 34.65 |
| % First time homebuyer | 50.17% | 47.60% | 40.03% | 39.58% | 45.10% | 35.06% | 34.48% | 33.61% | 31.18% |
| Avg mortgage insurance % | 12.66% | 13.04% | 12.76% | 12.88% | 12.71% | 11.05% | 11.75% | 11.68% | 10.82% |
Best Mortgage Brokers around Harvard, Massachusetts 01451
For those searching for a new home in Harvard, we have compiled a list of the top mortgage brokers located in and around Harvard, Massachusetts 01451 to assist you with your search.
Name
Address
Contact
Harvard Financial Group
325 Ayer Rd
Harvard MA 01451
(978) 772-5645
neil@harvardmachinery.com
Fitchburg Savings Bank
283 Ayer Rd
Harvard MA 01451
(978) 772-2335
Jt Bresco
184 Ayer Rd
Harvard MA 01451
(978) 772-5645
First Eastern Mortgage
20 Main St
Leominster MA 01451
(978) 537-5400
jmorin@firsteastern.com
Leominster Finance
75 Water St
Leominster MA 01451
(978) 537-0796
http://leominster-ma.gov
Address
325 Ayer Rd
Harvard MA
Contact
(978) 772-5645
neil@harvardmachinery.com
Address
283 Ayer Rd
Harvard MA
Contact
(978) 772-2335
Address
184 Ayer Rd
Harvard MA
Contact
(978) 772-5645