Compare Today’s Mortgage Rates for Hinsdale, Massachusetts
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Hinsdale, Massachusetts 01235. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $18,196 or $51 / month in Hinsdale and surrounding areas of Berkshire county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Hinsdale, Massachusetts 01235.
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Summary of Average Mortgage Terms in Hinsdale, Massachusetts 01235
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Interactive Mortgage Rate Projections for Hinsdale, MA
To forecast and predict mortgage rates in Hinsdale, MA 01235, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Hinsdale, Massachusetts 01235 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Hinsdale, Massachusetts and around Berkshire county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.24% | 84.89% | 84.54% | 85.05% | 86.64% | 83.64% | 86.45% | 85.03% |
| avg mortgage rate | 4.97% | 4.69% | 3.88% | 3.84% | 4.38% | 4.00% | 3.76% | 3.84% |
| % 15 year fixed mortgage | 9.23% | 9.73% | 11.99% | 11.77% | 10.18% | 13.39% | 10.82% | 11.90% |
| avg mortgage rate | 4.35% | 3.87% | 3.11% | 2.93% | 3.35% | 3.16% | 2.92% | 3.11% |
| Avg credit score | 764.62 | 760.54 | 762.35 | 762.80 | 757.56 | 758.27 | 757.20 | 754.73 |
| Avg LTV (loan to value) | 75.73% | 77.22% | 79.87% | 80.14% | 79.91% | 81.99% | 81.88% | 81.86% |
| Avg DTI (debt to income) | 32.54 | 33.04 | 32.26 | 33.03 | 34.31 | 33.81 | 34.02 | 35.26 |
| % First time homebuyer | 36.35% | 24.64% | 21.61% | 27.38% | 27.71% | 30.66% | 28.15% | 31.97% |
| Avg mortgage insurance % | 6.56% | 7.10% | 9.81% | 10.35% | 10.60% | 12.35% | 12.22% | 11.75% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Hinsdale, Massachusetts 01235
If you’re looking to buy a new home in Hinsdale, we have compiled a list of the leading mortgage brokers around Hinsdale, Massachusetts 01235 to help you with your search.
Name
Address
Contact
Atwell David A Mortgs
92 Cleveland Ave
North Adams MA 01235
(800) 660-3392
Berkadia
55 Pittsfield Rd
Lenox MA 01235
(413) 637-8841
http://www.berkshirebank.com
Hoosac Bank Loan Center
111 Silver Lake Blvd
Pittsfield MA 01235
(413) 442-9402
American Mortgage Debt Resolution
150 North St
Pittsfield MA 01235
(413) 442-5538
Onemain Financial
2 South St
Pittsfield MA 01235
(413) 499-7695
Address
92 Cleveland Ave
North Adams MA
Contact
(800) 660-3392
Address
55 Pittsfield Rd
Lenox MA
Contact
(413) 637-8841
http://www.berkshirebank.com
Address
111 Silver Lake Blvd
Pittsfield MA
Contact
(413) 442-9402