Compare Today’s Mortgage Rates for Holyoke, Massachusetts

Pureloan searches mortgage lenders and major banks in Holyoke, Massachusetts 01040 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $16,614 or $46 / month is expected in Holyoke and other areas of Hampden county.

Pureloan’s search engine explores all home mortgage options in Holyoke, Massachusetts 01040, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.202007 -72.626193

Summary of Average Mortgage Terms in Holyoke, Massachusetts 01040

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Holyoke, MA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Holyoke, MA 01040, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Holyoke, MA

Historical Mortgage Rates for Holyoke, Massachusetts 01040 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Holyoke, Massachusetts and around Hampden county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 92.97% 89.03% 90.27% 89.82% 89.64% 88.76% 90.85% 91.47%
avg mortgage rate 4.97% 4.69% 3.90% 3.87% 4.37% 4.03% 3.82% 4.04%
% 15 year fixed mortgage 5.39% 8.60% 7.44% 7.49% 8.26% 7.28% 6.58% 6.76%
avg mortgage rate 4.39% 3.91% 3.18% 3.12% 3.45% 3.20% 3.14% 3.15%
Avg credit score 763.63 761.32 763.23 762.96 756.89 753.35 756.12 749.00
Avg LTV (loan to value) 69.30% 70.11% 75.29% 75.38% 76.49% 77.63% 76.85% 79.15%
Avg DTI (debt to income) 32.54 32.93 32.05 31.52 33.10 33.90 33.84 35.14
% First time homebuyer 57.27% 41.40% 38.77% 46.49% 46.55% 42.66% 43.08% 40.00%
Avg mortgage insurance % 2.40% 3.11% 5.88% 6.29% 8.03% 8.16% 9.31% 9.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Holyoke, Massachusetts 01040

If you’re looking to buy a new home in Holyoke, we have compiled a list of the leading mortgage brokers around Holyoke, Massachusetts 01040 to help you with your search.

Name
Address
Contact

Bank of Western Massachusetts

1515 Northampton St

Holyoke MA 01040

(413) 538-6300

http://bankwmass.com

Onemain Financial

138 Memorial Ave

West Springfield MA 01040

(413) 733-2197

http://www.onemainfinancial.com/uscfa/cfa/portal/home.do

Mortgage Master

371 Park St

West Springfield MA 01040

(413) 733-0428

http://www.mortgagemaster.com/

Citizens Mortgage Corporation

125 Elm St

West Springfield MA 01040

(800) 666-6722

Radius Financial Group

51 Park Ave

West Springfield MA 01040

(413) 363-9847

Address

1515 Northampton St

Holyoke MA

Contact

(413) 538-6300

http://bankwmass.com

Address

138 Memorial Ave

West Springfield MA

Contact

(413) 733-2197

http://www.onemainfinancial.com/uscfa/cfa/portal/home.do

Address

371 Park St

West Springfield MA

Contact

(413) 733-0428

http://www.mortgagemaster.com/

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