Compare Today’s Mortgage Rates for Housatonic, Massachusetts

Pureloan searches mortgage lenders and major banks in Housatonic, Massachusetts 01236 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $36,511 or $101 / month is expected in Housatonic and other areas of Berkshire county.

Pureloan’s search engine explores all home mortgage options in Housatonic, Massachusetts 01236, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.2875 -73.320833

Summary of Average Mortgage Terms in Housatonic, Massachusetts 01236

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Housatonic, MA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Housatonic, MA 01236, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Housatonic, MA

Historical Mortgage Rates for Housatonic, Massachusetts 01236 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Housatonic, Massachusetts and around Berkshire county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 85.24% 84.89% 84.54% 85.05% 86.64% 83.64% 86.45% 85.03%
avg mortgage rate 4.97% 4.69% 3.88% 3.84% 4.38% 4.00% 3.76% 3.84%
% 15 year fixed mortgage 9.23% 9.73% 11.99% 11.77% 10.18% 13.39% 10.82% 11.90%
avg mortgage rate 4.35% 3.87% 3.11% 2.93% 3.35% 3.16% 2.92% 3.11%
Avg credit score 764.62 760.54 762.35 762.80 757.56 758.27 757.20 754.73
Avg LTV (loan to value) 75.73% 77.22% 79.87% 80.14% 79.91% 81.99% 81.88% 81.86%
Avg DTI (debt to income) 32.54 33.04 32.26 33.03 34.31 33.81 34.02 35.26
% First time homebuyer 36.35% 24.64% 21.61% 27.38% 27.71% 30.66% 28.15% 31.97%
Avg mortgage insurance % 6.56% 7.10% 9.81% 10.35% 10.60% 12.35% 12.22% 11.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Housatonic, Massachusetts 01236

If you’re looking to buy a new home in Housatonic, we have compiled a list of the leading mortgage brokers around Housatonic, Massachusetts 01236 to help you with your search.

Name
Address
Contact

Atwell David A Mortgs

92 Cleveland Ave

North Adams MA 01236

(800) 660-3392

Berkadia

55 Pittsfield Rd

Lenox MA 01236

(413) 637-8841

http://www.berkshirebank.com

Hoosac Bank Loan Center

111 Silver Lake Blvd

Pittsfield MA 01236

(413) 442-9402

American Mortgage Debt Resolution

150 North St

Pittsfield MA 01236

(413) 442-5538

Onemain Financial

2 South St

Pittsfield MA 01236

(413) 499-7695

Address

92 Cleveland Ave

North Adams MA

Contact

(800) 660-3392

Address

55 Pittsfield Rd

Lenox MA

Contact

(413) 637-8841

http://www.berkshirebank.com

Address

111 Silver Lake Blvd

Pittsfield MA

Contact

(413) 442-9402

News on Mortgages and Reverse Mortgages for Housatonic, Massachusetts 01236