Compare Today’s Mortgage Rates in Housatonic, Massachusetts 01236
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Housatonic, Massachusetts 01236.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $9,485 over the lifetime of your 30-year fixed loan, or a monthly savings of $26 in Housatonic and other areas of Berkshire county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
42.2875
-73.320833
314
Summary of Average Mortgages in Housatonic, Massachusetts 01236
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Housatonic, Massachusetts 01236
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Housatonic, Massachusetts 01236
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Housatonic, MA 01236. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Housatonic, Massachusetts 01236 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Housatonic, Massachusetts and around Berkshire county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.04% | 95.01% | 93.15% | 92.58% | 91.30% | 91.53% | 85.63% | 84.39% | 85.21% |
avg mortgage rate | 6.52% | 4.35% | 3.07% | 3.45% | 4.37% | 4.47% | 4.00% | 3.73% | 3.96% |
% 15 year fixed mortgage | 3.55% | 3.21% | 4.84% | 5.46% | 7.32% | 6.61% | 9.01% | 12.17% | 12.54% |
avg mortgage rate | 5.63% | 3.51% | 2.47% | 2.98% | 3.98% | 3.73% | 3.21% | 2.95% | 3.14% |
Avg credit score | 742.38 | 766.11 | 751.16 | 751.42 | 747.48 | 749.54 | 757.90 | 755.60 | 756.96 |
Avg LTV (loan to value) | 83.55% | 84.91% | 85.68% | 86.24% | 85.24% | 84.31% | 83.17% | 84.31% | 82.84% |
Avg DTI (debt to income) | 38.86 | 37.61 | 35.90 | 36.74 | 36.09 | 37.27 | 35.63 | 34.41 | 35.36 |
% First time homebuyer | 60.28% | 54.72% | 49.06% | 52.84% | 50.57% | 42.86% | 37.75% | 30.16% | 31.83% |
Avg mortgage insurance % | 14.45% | 15.21% | 15.95% | 17.02% | 14.98% | 14.33% | 12.26% | 13.67% | 13.21% |
Best Mortgage Brokers around Housatonic, Massachusetts 01236
For those searching for a new home in Housatonic, we have compiled a list of the top mortgage brokers located in and around Housatonic, Massachusetts 01236 to assist you with your search.
Name
Address
Contact
Atwell David A Mortgs
92 Cleveland Ave
North Adams MA 01236
(800) 660-3392
Berkadia
55 Pittsfield Rd
Lenox MA 01236
(413) 637-8841
http://www.berkshirebank.com
Hoosac Bank Loan Center
111 Silver Lake Blvd
Pittsfield MA 01236
(413) 442-9402
American Mortgage Debt Resolution
150 North St
Pittsfield MA 01236
(413) 442-5538
Onemain Financial
2 South St
Pittsfield MA 01236
(413) 499-7695
Address
92 Cleveland Ave
North Adams MA
Contact
(800) 660-3392
Address
55 Pittsfield Rd
Lenox MA
Contact
(413) 637-8841
http://www.berkshirebank.com
Address
111 Silver Lake Blvd
Pittsfield MA
Contact
(413) 442-9402