Compare Today’s Mortgage Rates for Ipswich, Massachusetts

Pureloan searches mortgage lenders and major banks in Ipswich, Massachusetts 01938 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $57,683 or $160 / month is expected in Ipswich and other areas of Essex county.

Pureloan’s search engine explores all home mortgage options in Ipswich, Massachusetts 01938, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.680877 -70.849353

Summary of Average Mortgage Terms in Ipswich, Massachusetts 01938

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Ipswich, MA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ipswich, MA 01938, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Ipswich, MA

Historical Mortgage Rates for Ipswich, Massachusetts 01938 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Ipswich, Massachusetts and around Essex county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 94.27% 92.11% 92.20% 91.84% 93.07% 91.39% 93.88% 91.61%
avg mortgage rate 4.96% 4.68% 3.90% 3.95% 4.44% 4.13% 3.89% 4.10%
% 15 year fixed mortgage 4.56% 5.73% 5.89% 7.07% 6.22% 7.01% 5.17% 7.54%
avg mortgage rate 4.32% 3.90% 3.26% 3.09% 3.44% 3.18% 3.10% 3.17%
Avg credit score 758.62 760.23 759.89 757.30 753.91 753.08 751.66 750.32
Avg LTV (loan to value) 74.44% 75.80% 78.66% 79.14% 79.48% 80.99% 81.08% 79.06%
Avg DTI (debt to income) 34.11 34.20 33.65 33.93 34.42 35.03 35.24 35.35
% First time homebuyer 38.57% 37.30% 38.51% 40.19% 42.91% 43.98% 45.33% 41.19%
Avg mortgage insurance % 4.46% 5.66% 8.50% 8.84% 10.02% 11.66% 11.66% 9.89%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ipswich, Massachusetts 01938

If you’re looking to buy a new home in Ipswich, we have compiled a list of the leading mortgage brokers around Ipswich, Massachusetts 01938 to help you with your search.

Name
Address
Contact

NE Moves Mortgage

4 S Main St

Ipswich MA 01938

(978) 356-3827

Panall Mark

4 S Main St

Ipswich MA 01938

(978) 356-1881

Institution For Savings

4 S Main St

Ipswich MA 01938

(978) 356-1881

Mortgage Network

100 Pleasant St

Marblehead MA 01938

(781) 639-1387

cleboeuf@mortgagenetwork.com

Stepstone Mortgage Co.

31 Atlantic Ave

Marblehead MA 01938

(781) 639-0047

conrad@stepstonemortgage.com

Address

4 S Main St

Ipswich MA

Contact

(978) 356-3827

Address

4 S Main St

Ipswich MA

Contact

(978) 356-1881

Address

4 S Main St

Ipswich MA

Contact

(978) 356-1881

News on Mortgages and Reverse Mortgages for Ipswich, Massachusetts 01938

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