Compare Today’s Mortgage Rates for Lenox, Massachusetts
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Lenox, Massachusetts 01240. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $29,876 or $83 / month in Lenox and other areas of Berkshire county.
Our search engine explores all home mortgage options in Lenox, Massachusetts 01240, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Lenox, Massachusetts 01240
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APR
Expected Savings
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Interactive Mortgage Rate Projections for Lenox, MA
To forecast and predict mortgage rates in Lenox, MA 01240, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Lenox, Massachusetts 01240 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Lenox, Massachusetts and around Berkshire county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.24% | 84.89% | 84.54% | 85.05% | 86.64% | 83.64% | 86.45% | 85.03% |
| avg mortgage rate | 4.97% | 4.69% | 3.88% | 3.84% | 4.38% | 4.00% | 3.76% | 3.84% |
| % 15 year fixed mortgage | 9.23% | 9.73% | 11.99% | 11.77% | 10.18% | 13.39% | 10.82% | 11.90% |
| avg mortgage rate | 4.35% | 3.87% | 3.11% | 2.93% | 3.35% | 3.16% | 2.92% | 3.11% |
| Avg credit score | 764.62 | 760.54 | 762.35 | 762.80 | 757.56 | 758.27 | 757.20 | 754.73 |
| Avg LTV (loan to value) | 75.73% | 77.22% | 79.87% | 80.14% | 79.91% | 81.99% | 81.88% | 81.86% |
| Avg DTI (debt to income) | 32.54 | 33.04 | 32.26 | 33.03 | 34.31 | 33.81 | 34.02 | 35.26 |
| % First time homebuyer | 36.35% | 24.64% | 21.61% | 27.38% | 27.71% | 30.66% | 28.15% | 31.97% |
| Avg mortgage insurance % | 6.56% | 7.10% | 9.81% | 10.35% | 10.60% | 12.35% | 12.22% | 11.75% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Lenox, Massachusetts 01240
If you’re looking to buy a new home in Lenox, we have compiled a list of the leading mortgage brokers around Lenox, Massachusetts 01240 to help you with your search.
Name
Address
Contact
Berkadia
55 Pittsfield Rd
Lenox MA 01240
(413) 637-8841
http://www.berkshirebank.com
Atwell David A Mortgs
92 Cleveland Ave
North Adams MA 01240
(800) 660-3392
Hoosac Bank Loan Center
111 Silver Lake Blvd
Pittsfield MA 01240
(413) 442-9402
American Mortgage Debt Resolution
150 North St
Pittsfield MA 01240
(413) 442-5538
Onemain Financial
2 South St
Pittsfield MA 01240
(413) 499-7695
Address
55 Pittsfield Rd
Lenox MA
Contact
(413) 637-8841
http://www.berkshirebank.com
Address
92 Cleveland Ave
North Adams MA
Contact
(800) 660-3392
Address
111 Silver Lake Blvd
Pittsfield MA
Contact
(413) 442-9402