Compare Today’s Mortgage Rates for Lowell, Massachusetts

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Lowell, Massachusetts 01851. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $46,971 or $130 / month in Lowell and other areas of Middlesex county.

Our search engine explores all home mortgage options in Lowell, Massachusetts 01851, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.631548 -71.332882

Summary of Average Mortgage Terms in Lowell, Massachusetts 01851

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Lowell, MA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lowell, MA 01851, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Lowell, MA

Historical Mortgage Rates for Lowell, Massachusetts 01851 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Lowell, Massachusetts and around Middlesex county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 92.24% 91.46% 91.49% 90.66% 92.09% 89.98% 93.32% 92.09%
avg mortgage rate 4.97% 4.66% 3.90% 3.98% 4.46% 4.13% 3.92% 4.12%
% 15 year fixed mortgage 6.10% 6.67% 7.02% 7.74% 6.63% 7.90% 5.14% 5.58%
avg mortgage rate 4.35% 3.94% 3.23% 3.14% 3.45% 3.27% 3.09% 3.36%
Avg credit score 760.32 763.00 758.97 757.84 753.59 752.21 751.71 751.07
Avg LTV (loan to value) 75.35% 76.54% 78.13% 79.15% 80.16% 80.90% 81.34% 80.35%
Avg DTI (debt to income) 33.54 32.95 33.27 33.50 34.31 34.42 34.86 35.83
% First time homebuyer 41.36% 36.48% 38.25% 39.04% 42.86% 44.53% 44.40% 39.35%
Avg mortgage insurance % 4.19% 6.18% 8.14% 9.24% 10.63% 11.56% 12.10% 11.53%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lowell, Massachusetts 01851

If you’re looking to buy a new home in Lowell, we have compiled a list of the leading mortgage brokers around Lowell, Massachusetts 01851 to help you with your search.

Name
Address
Contact

Bp Corporation

296 Westford St

Lowell MA 01851

(978) 674-8210

Constitution Finance Company

1365 Middlesex St

Lowell MA 01851

(978) 458-1711

Omega Mortgage

850 Chelmsford St

Lowell MA 01851

(978) 937-0090

Premium Financing Specialists

59 Composite Way

Lowell MA 01851

(978) 551-9900

info@premiumfinance-group.com

Concept One Mortgage

296 Westford St

Lowell MA 01851

(978) 453-8279

Address

296 Westford St

Lowell MA

Contact

(978) 674-8210

Address

1365 Middlesex St

Lowell MA

Contact

(978) 458-1711

Address

850 Chelmsford St

Lowell MA

Contact

(978) 937-0090

News on Mortgages and Reverse Mortgages for Lowell, Massachusetts 01851