Compare Today’s Mortgage Rates for Ludlow, Massachusetts

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Ludlow, Massachusetts 01056. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $20,570 or $57 / month in Ludlow and other areas of Hampden county.

Our search engine explores all home mortgage options in Ludlow, Massachusetts 01056, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.172823 -72.471012

Summary of Average Mortgage Terms in Ludlow, Massachusetts 01056

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Ludlow, MA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ludlow, MA 01056, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Ludlow, MA

Historical Mortgage Rates for Ludlow, Massachusetts 01056 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Ludlow, Massachusetts and around Hampden county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 92.97% 89.03% 90.27% 89.82% 89.64% 88.76% 90.85% 91.47%
avg mortgage rate 4.97% 4.69% 3.90% 3.87% 4.37% 4.03% 3.82% 4.04%
% 15 year fixed mortgage 5.39% 8.60% 7.44% 7.49% 8.26% 7.28% 6.58% 6.76%
avg mortgage rate 4.39% 3.91% 3.18% 3.12% 3.45% 3.20% 3.14% 3.15%
Avg credit score 763.63 761.32 763.23 762.96 756.89 753.35 756.12 749.00
Avg LTV (loan to value) 69.30% 70.11% 75.29% 75.38% 76.49% 77.63% 76.85% 79.15%
Avg DTI (debt to income) 32.54 32.93 32.05 31.52 33.10 33.90 33.84 35.14
% First time homebuyer 57.27% 41.40% 38.77% 46.49% 46.55% 42.66% 43.08% 40.00%
Avg mortgage insurance % 2.40% 3.11% 5.88% 6.29% 8.03% 8.16% 9.31% 9.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ludlow, Massachusetts 01056

If you’re looking to buy a new home in Ludlow, we have compiled a list of the leading mortgage brokers around Ludlow, Massachusetts 01056 to help you with your search.

Name
Address
Contact

Applied Mortgage Service

211 North St

Northampton MA 01056

(413) 586-5626

http://www.mortgageswesternma.com

Movement Mortgage

300 Pleasant St

Northampton MA 01056

(925) 938-9642

http://www.movementmortgage.com/

Treehouse Mortgage

61 Masonic St

Northampton MA 01056

(413) 584-0071

Reagan

211 North St

Northampton MA 01056

(413) 586-5626

http://www.appliedmortgageservices.com/

Barron Todd

211 North St

Northampton MA 01056

(413) 586-5626

http://appliedmortgageservices.com

Address

211 North St

Northampton MA

Contact

(413) 586-5626

http://www.mortgageswesternma.com

Address

300 Pleasant St

Northampton MA

Contact

(925) 938-9642

http://www.movementmortgage.com/

Address

61 Masonic St

Northampton MA

Contact

(413) 584-0071

News on Mortgages and Reverse Mortgages for Ludlow, Massachusetts 01056