Compare Today’s Mortgage Rates for Monterey, Massachusetts

Pureloan searches mortgage lenders and major banks in Monterey, Massachusetts 01245 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $10,460 or $29 / month is expected in Monterey and other areas of Berkshire county.

Pureloan’s search engine explores all home mortgage options in Monterey, Massachusetts 01245, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.187847 -73.213452

Summary of Average Mortgage Terms in Monterey, Massachusetts 01245

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Monterey, MA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Monterey, MA 01245, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Monterey, MA

Historical Mortgage Rates for Monterey, Massachusetts 01245 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Monterey, Massachusetts and around Berkshire county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 85.24% 84.89% 84.54% 85.05% 86.64% 83.64% 86.45% 85.03%
avg mortgage rate 4.97% 4.69% 3.88% 3.84% 4.38% 4.00% 3.76% 3.84%
% 15 year fixed mortgage 9.23% 9.73% 11.99% 11.77% 10.18% 13.39% 10.82% 11.90%
avg mortgage rate 4.35% 3.87% 3.11% 2.93% 3.35% 3.16% 2.92% 3.11%
Avg credit score 764.62 760.54 762.35 762.80 757.56 758.27 757.20 754.73
Avg LTV (loan to value) 75.73% 77.22% 79.87% 80.14% 79.91% 81.99% 81.88% 81.86%
Avg DTI (debt to income) 32.54 33.04 32.26 33.03 34.31 33.81 34.02 35.26
% First time homebuyer 36.35% 24.64% 21.61% 27.38% 27.71% 30.66% 28.15% 31.97%
Avg mortgage insurance % 6.56% 7.10% 9.81% 10.35% 10.60% 12.35% 12.22% 11.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Monterey, Massachusetts 01245

If you’re looking to buy a new home in Monterey, we have compiled a list of the leading mortgage brokers around Monterey, Massachusetts 01245 to help you with your search.

Name
Address
Contact

Reverse Mortgage Consulting

1062 Water Farm Rd

Sheffield MA 01245

(413) 229-9908

Hoosac Bank Loan Center

111 Silver Lake Blvd

Pittsfield MA 01245

(413) 442-9402

American Mortgage Debt Resolution

150 North St

Pittsfield MA 01245

(413) 442-5538

Onemain Financial

2 South St

Pittsfield MA 01245

(413) 499-7695

Village Mortgage Company

312 Main St

Great Barrington MA 01245

(413) 243-3322

http://www.villagemtg.com

Address

1062 Water Farm Rd

Sheffield MA

Contact

(413) 229-9908

Address

111 Silver Lake Blvd

Pittsfield MA

Contact

(413) 442-9402

Address

150 North St

Pittsfield MA

Contact

(413) 442-5538

News on Mortgages and Reverse Mortgages for Monterey, Massachusetts 01245