Compare Today’s Mortgage Rates for North Reading, Massachusetts

Pureloan searches mortgage lenders and major banks in North Reading, Massachusetts 01864 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $46,971 or $130 / month is expected in North Reading and other areas of Middlesex county.

Pureloan’s search engine explores all home mortgage options in North Reading, Massachusetts 01864, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.581898 -71.094711

Summary of Average Mortgage Terms in North Reading, Massachusetts 01864

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for North Reading, MA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in North Reading, MA 01864, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for North Reading, MA

Historical Mortgage Rates for North Reading, Massachusetts 01864 from 2014 - 2021

We have compiled mortgage rate charts for home loans in North Reading, Massachusetts and around Middlesex county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 92.24% 91.46% 91.49% 90.66% 92.09% 89.98% 93.32% 92.09%
avg mortgage rate 4.97% 4.66% 3.90% 3.98% 4.46% 4.13% 3.92% 4.12%
% 15 year fixed mortgage 6.10% 6.67% 7.02% 7.74% 6.63% 7.90% 5.14% 5.58%
avg mortgage rate 4.35% 3.94% 3.23% 3.14% 3.45% 3.27% 3.09% 3.36%
Avg credit score 760.32 763.00 758.97 757.84 753.59 752.21 751.71 751.07
Avg LTV (loan to value) 75.35% 76.54% 78.13% 79.15% 80.16% 80.90% 81.34% 80.35%
Avg DTI (debt to income) 33.54 32.95 33.27 33.50 34.31 34.42 34.86 35.83
% First time homebuyer 41.36% 36.48% 38.25% 39.04% 42.86% 44.53% 44.40% 39.35%
Avg mortgage insurance % 4.19% 6.18% 8.14% 9.24% 10.63% 11.56% 12.10% 11.53%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around North Reading, Massachusetts 01864

If you’re looking to buy a new home in North Reading, we have compiled a list of the leading mortgage brokers around North Reading, Massachusetts 01864 to help you with your search.

Name
Address
Contact

Wfp Mortgage

350 Park St

North Reading MA 01864

(978) 664-6480

WFP Mortgage Inc.

268 Main St

North Reading MA 01864

(978) 664-6480

wayne@wfpmortgage.com

First Middlesex Mortgage Co.

50 Main St

North Reading MA 01864

(800) 649-1614

Homestead Mortgage Corporation

50 Main St

North Reading MA 01864

(978) 664-1614

ed@drawback.com

Patriot Mortgage Company

4 Lowell Rd

North Reading MA 01864

(978) 276-3322

info@patriotmortgage.com

Address

350 Park St

North Reading MA

Contact

(978) 664-6480

Address

268 Main St

North Reading MA

Contact

(978) 664-6480

wayne@wfpmortgage.com

Address

50 Main St

North Reading MA

Contact

(800) 649-1614

News on Mortgages and Reverse Mortgages for North Reading, Massachusetts 01864