Compare Today’s Mortgage Rates for Northampton, Massachusetts

Pureloan searches mortgage lenders and major banks in Northampton, Massachusetts 01061 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $25,505 or $71 / month is expected in Northampton and other areas of Hampshire county.

Pureloan’s search engine explores all home mortgage options in Northampton, Massachusetts 01061, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.3209 -72.6278

Summary of Average Mortgage Terms in Northampton, Massachusetts 01061

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Northampton, MA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Northampton, MA 01061, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Northampton, MA

Historical Mortgage Rates for Northampton, Massachusetts 01061 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Northampton, Massachusetts and around Hampshire county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 92.97% 89.03% 90.27% 89.82% 89.64% 88.76% 90.85% 91.47%
avg mortgage rate 4.97% 4.69% 3.90% 3.87% 4.37% 4.03% 3.82% 4.04%
% 15 year fixed mortgage 5.39% 8.60% 7.44% 7.49% 8.26% 7.28% 6.58% 6.76%
avg mortgage rate 4.39% 3.91% 3.18% 3.12% 3.45% 3.20% 3.14% 3.15%
Avg credit score 763.63 761.32 763.23 762.96 756.89 753.35 756.12 749.00
Avg LTV (loan to value) 69.30% 70.11% 75.29% 75.38% 76.49% 77.63% 76.85% 79.15%
Avg DTI (debt to income) 32.54 32.93 32.05 31.52 33.10 33.90 33.84 35.14
% First time homebuyer 57.27% 41.40% 38.77% 46.49% 46.55% 42.66% 43.08% 40.00%
Avg mortgage insurance % 2.40% 3.11% 5.88% 6.29% 8.03% 8.16% 9.31% 9.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Northampton, Massachusetts 01061

If you’re looking to buy a new home in Northampton, we have compiled a list of the leading mortgage brokers around Northampton, Massachusetts 01061 to help you with your search.

Name
Address
Contact

National City Mortgage

37 Woodmont Rd

Northampton MA 01061

(413) 586-2364

http://www.pncmortgage.com

Mike Laga

211 North St

Northampton MA 01061

(413) 586-5626

http://www.appliedmortgageservices.com/

OneMain Financial

243 King St

Northampton MA 01061

(413) 585-8741

http://www.onemainfinancial.com

Barron Todd

211 North St

Northampton MA 01061

(413) 586-5626

http://appliedmortgageservices.com

Reagan

211 North St

Northampton MA 01061

(413) 586-5626

http://www.appliedmortgageservices.com/

Address

37 Woodmont Rd

Northampton MA

Contact

(413) 586-2364

http://www.pncmortgage.com

Address

211 North St

Northampton MA

Contact

(413) 586-5626

http://www.appliedmortgageservices.com/

Address

243 King St

Northampton MA

Contact

(413) 585-8741

http://www.onemainfinancial.com

News on Mortgages and Reverse Mortgages for Northampton, Massachusetts 01061

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