Compare Today’s Mortgage Rates in Oak Bluffs, Massachusetts 02557
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Oak Bluffs, Massachusetts 02557.
Our search engine thoroughly explores all home mortgage options in Oak Bluffs, Massachusetts 02557, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $27,951 in lifetime cash or $78 per month in Oak Bluffs and other areas of Dukes county.
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Summary of Average Mortgages in Oak Bluffs, Massachusetts 02557
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Oak Bluffs, Massachusetts 02557
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Oak Bluffs, MA 02557. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Oak Bluffs, Massachusetts 02557 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Oak Bluffs, Massachusetts and around Dukes county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.62% | 89.55% | 90.30% | 91.02% | 81.48% | 85.91% | 81.87% | 87.97% | 84.06% |
| avg mortgage rate | 6.89% | 4.80% | 3.09% | 3.46% | 4.45% | 4.63% | 4.20% | 3.94% | 4.08% |
| % 15 year fixed mortgage | 2.38% | 7.73% | 5.91% | 6.53% | 12.17% | 6.71% | 12.28% | 11.28% | 13.77% |
| avg mortgage rate | 6.13% | 3.58% | 2.36% | 2.87% | 3.90% | 3.88% | 3.34% | 3.09% | 3.28% |
| Avg credit score | 730.43 | 783.59 | 746.67 | 746.01 | 745.87 | 751.72 | 744.99 | 741.47 | 743.77 |
| Avg LTV (loan to value) | 85.83% | 85.22% | 85.22% | 85.97% | 82.68% | 81.99% | 82.37% | 83.41% | 81.88% |
| Avg DTI (debt to income) | 34.86 | 33.80 | 32.05 | 31.80 | 32.28 | 33.07 | 31.80 | 31.48 | 31.17 |
| % First time homebuyer | 45.24% | 44.55% | 36.71% | 39.18% | 37.04% | 32.89% | 25.73% | 30.83% | 23.19% |
| Avg mortgage insurance % | 17.67% | 17.75% | 16.56% | 16.84% | 15.21% | 13.21% | 12.27% | 13.04% | 12.17% |
Best Mortgage Brokers around Oak Bluffs, Massachusetts 02557
For those searching for a new home in Oak Bluffs, we have compiled a list of the top mortgage brokers located in and around Oak Bluffs, Massachusetts 02557 to assist you with your search.
Name
Address
Contact
Sovereign Bank
3 Oak Bluffs Ave
Oak Bluffs MA 02557
(508) 693-0095
http://www.sovereignbank.com
Sovereign Bank
331 Cotuit Rd
Sandwich MA 02557
(508) 888-7320
http://www.sovereignbank.com
PrimeLending, A PlainsCapital Company
76 Tupper Rd
Sandwich MA 02557
(508) 487-2305
https://lo.primelending.com/provincetown
Wells Fargo Home Mortgage
280 Route 130
Sandwich MA 02557
(508) 888-3450
http://www.wellsfargo.com/mortgage/
Ridgewood Capital
90 Route 6A
Sandwich MA 02557
(508) 888-0555
http://www.ridgewoodcapital.com/default.aspx
Address
3 Oak Bluffs Ave
Oak Bluffs MA
Contact
(508) 693-0095
http://www.sovereignbank.com
Address
331 Cotuit Rd
Sandwich MA
Contact
(508) 888-7320
http://www.sovereignbank.com
Address
76 Tupper Rd
Sandwich MA
Contact
(508) 487-2305
https://lo.primelending.com/provincetown