Compare Today’s Mortgage Rates for Oak Bluffs, Massachusetts

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Oak Bluffs, Massachusetts 02557. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $16,075 or $45 / month in Oak Bluffs and surrounding areas of Dukes county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Oak Bluffs, Massachusetts 02557.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

41.454167 -70.5625

Summary of Average Mortgage Terms in Oak Bluffs, Massachusetts 02557

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Oak Bluffs, MA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Oak Bluffs, MA 02557, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Oak Bluffs, MA

Historical Mortgage Rates for Oak Bluffs, Massachusetts 02557 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Oak Bluffs, Massachusetts and around Dukes county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 88.00% 82.20% 84.13% 85.21% 87.25% 83.33% 87.97% 85.96%
avg mortgage rate 4.90% 4.61% 3.83% 3.92% 4.44% 4.11% 3.94% 4.10%
% 15 year fixed mortgage 8.00% 8.47% 11.11% 10.65% 6.71% 14.00% 11.28% 10.53%
avg mortgage rate 4.31% 3.91% 3.03% 2.99% 3.64% 3.29% 3.09% 3.10%
Avg credit score 755.05 755.33 764.90 751.41 749.50 743.43 741.33 751.56
Avg LTV (loan to value) 78.11% 76.10% 77.05% 81.66% 81.11% 81.73% 83.49% 80.86%
Avg DTI (debt to income) 30.72 29.59 27.90 29.36 30.48 30.78 31.36 31.26
% First time homebuyer 22.67% 16.10% 17.46% 15.98% 27.52% 23.33% 31.58% 28.07%
Avg mortgage insurance % 6.73% 5.66% 8.33% 10.83% 11.43% 12.17% 13.23% 10.58%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Oak Bluffs, Massachusetts 02557

If you’re looking to buy a new home in Oak Bluffs, we have compiled a list of the leading mortgage brokers around Oak Bluffs, Massachusetts 02557 to help you with your search.

Name
Address
Contact

Sovereign Bank

3 Oak Bluffs Ave

Oak Bluffs MA 02557

(508) 693-0095

http://www.sovereignbank.com

Sovereign Bank

331 Cotuit Rd

Sandwich MA 02557

(508) 888-7320

http://www.sovereignbank.com

PrimeLending, A PlainsCapital Company

76 Tupper Rd

Sandwich MA 02557

(508) 487-2305

https://lo.primelending.com/provincetown

Wells Fargo Home Mortgage

280 Route 130

Sandwich MA 02557

(508) 888-3450

http://www.wellsfargo.com/mortgage/

Ridgewood Capital

90 Route 6A

Sandwich MA 02557

(508) 888-0555

http://www.ridgewoodcapital.com/default.aspx

Address

3 Oak Bluffs Ave

Oak Bluffs MA

Contact

(508) 693-0095

http://www.sovereignbank.com

Address

331 Cotuit Rd

Sandwich MA

Contact

(508) 888-7320

http://www.sovereignbank.com

Address

76 Tupper Rd

Sandwich MA

Contact

(508) 487-2305

https://lo.primelending.com/provincetown

News on Mortgages and Reverse Mortgages for Oak Bluffs, Massachusetts 02557