Compare Today’s Mortgage Rates for Oxford, Massachusetts
Pureloan searches mortgage lenders and major banks in Oxford, Massachusetts 01540 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $12,089 or $34 / month is expected in Oxford and other areas of Worcester county.
Pureloan’s search engine explores all home mortgage options in Oxford, Massachusetts 01540, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Oxford, Massachusetts 01540
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Oxford, MA
To forecast and predict mortgage rates in Oxford, MA 01540, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Oxford, Massachusetts 01540 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Oxford, Massachusetts and around Worcester county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.33% | 88.55% | 88.35% | 90.40% | 90.27% | 90.27% | 91.83% | 91.51% |
| avg mortgage rate | 4.90% | 4.63% | 3.85% | 3.93% | 4.40% | 4.08% | 3.86% | 4.02% |
| % 15 year fixed mortgage | 7.21% | 8.72% | 7.93% | 8.29% | 8.48% | 8.20% | 6.51% | 6.71% |
| avg mortgage rate | 4.32% | 3.90% | 3.19% | 3.11% | 3.40% | 3.21% | 3.09% | 3.24% |
| Avg credit score | 763.06 | 765.44 | 759.43 | 756.85 | 754.49 | 752.77 | 751.21 | 751.98 |
| Avg LTV (loan to value) | 76.75% | 77.57% | 80.06% | 80.77% | 82.18% | 82.38% | 82.56% | 82.69% |
| Avg DTI (debt to income) | 31.94 | 31.84 | 32.20 | 32.30 | 33.23 | 33.39 | 33.78 | 34.35 |
| % First time homebuyer | 34.51% | 34.68% | 35.24% | 36.91% | 40.24% | 37.73% | 40.38% | 40.69% |
| Avg mortgage insurance % | 6.07% | 6.56% | 9.67% | 10.73% | 12.64% | 13.16% | 13.15% | 13.14% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Oxford, Massachusetts 01540
If you’re looking to buy a new home in Oxford, we have compiled a list of the leading mortgage brokers around Oxford, Massachusetts 01540 to help you with your search.
Name
Address
Contact
Drew Mortgage
121 Charlton St
Oxford MA 01540
(508) 731-6353
Miguel A Batista
4184 Boston Turn Pike
Shrewsbury MA 01540
(508) 410-5042
Approved Mortgage Services
415 Boston Tpke
Shrewsbury MA 01540
(508) 597-2800
Drew Mortgage Associates
196 Boston Tpke
Shrewsbury MA 01540
(508) 753-1656
derawan@drewmortgage.com
Bosnakis
196 Boston Tpke
Shrewsbury MA 01540
(508) 752-8914
http://www.drewmortgage.com/
Address
121 Charlton St
Oxford MA
Contact
(508) 731-6353
Address
4184 Boston Turn Pike
Shrewsbury MA
Contact
(508) 410-5042
Address
415 Boston Tpke
Shrewsbury MA
Contact
(508) 597-2800