Compare Today’s Mortgage Rates for Pittsfield, Massachusetts
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Pittsfield, Massachusetts 01201. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $20,647 or $57 / month in Pittsfield and surrounding areas of Berkshire county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Pittsfield, Massachusetts 01201.
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Summary of Average Mortgage Terms in Pittsfield, Massachusetts 01201
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Interactive Mortgage Rate Projections for Pittsfield, MA
To forecast and predict mortgage rates in Pittsfield, MA 01201, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Pittsfield, Massachusetts 01201 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Pittsfield, Massachusetts and around Berkshire county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 85.24% | 84.89% | 84.54% | 85.05% | 86.64% | 83.64% | 86.45% | 85.03% |
| avg mortgage rate | 4.97% | 4.69% | 3.88% | 3.84% | 4.38% | 4.00% | 3.76% | 3.84% |
| % 15 year fixed mortgage | 9.23% | 9.73% | 11.99% | 11.77% | 10.18% | 13.39% | 10.82% | 11.90% |
| avg mortgage rate | 4.35% | 3.87% | 3.11% | 2.93% | 3.35% | 3.16% | 2.92% | 3.11% |
| Avg credit score | 764.62 | 760.54 | 762.35 | 762.80 | 757.56 | 758.27 | 757.20 | 754.73 |
| Avg LTV (loan to value) | 75.73% | 77.22% | 79.87% | 80.14% | 79.91% | 81.99% | 81.88% | 81.86% |
| Avg DTI (debt to income) | 32.54 | 33.04 | 32.26 | 33.03 | 34.31 | 33.81 | 34.02 | 35.26 |
| % First time homebuyer | 36.35% | 24.64% | 21.61% | 27.38% | 27.71% | 30.66% | 28.15% | 31.97% |
| Avg mortgage insurance % | 6.56% | 7.10% | 9.81% | 10.35% | 10.60% | 12.35% | 12.22% | 11.75% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Pittsfield, Massachusetts 01201
If you’re looking to buy a new home in Pittsfield, we have compiled a list of the leading mortgage brokers around Pittsfield, Massachusetts 01201 to help you with your search.
Name
Address
Contact
Onemain Financial
2 South St
Pittsfield MA 01201
(413) 499-7695
American Mortgage Debt Resolution
150 North St
Pittsfield MA 01201
(413) 442-5538
Hoosac Bank Loan Center
111 Silver Lake Blvd
Pittsfield MA 01201
(413) 442-9402
Village Mortgage Company
312 Main St
Great Barrington MA 01201
(413) 243-3322
http://www.villagemtg.com
Atwell David A Mortgs
92 Cleveland Ave
North Adams MA 01201
(800) 660-3392
Address
2 South St
Pittsfield MA
Contact
(413) 499-7695
Address
150 North St
Pittsfield MA
Contact
(413) 442-5538
Address
111 Silver Lake Blvd
Pittsfield MA
Contact
(413) 442-9402