Compare Today’s Mortgage Rates for Plainfield, Massachusetts
Pureloan searches mortgage lenders and major banks in Plainfield, Massachusetts 01070 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $17,405 or $48 / month is expected in Plainfield and other areas of Hampshire county.
Pureloan’s search engine explores all home mortgage options in Plainfield, Massachusetts 01070, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Plainfield, Massachusetts 01070
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Plainfield, MA
To forecast and predict mortgage rates in Plainfield, MA 01070, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Plainfield, Massachusetts 01070 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Plainfield, Massachusetts and around Hampshire county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.97% | 89.03% | 90.27% | 89.82% | 89.64% | 88.76% | 90.85% | 91.47% |
| avg mortgage rate | 4.97% | 4.69% | 3.90% | 3.87% | 4.37% | 4.03% | 3.82% | 4.04% |
| % 15 year fixed mortgage | 5.39% | 8.60% | 7.44% | 7.49% | 8.26% | 7.28% | 6.58% | 6.76% |
| avg mortgage rate | 4.39% | 3.91% | 3.18% | 3.12% | 3.45% | 3.20% | 3.14% | 3.15% |
| Avg credit score | 763.63 | 761.32 | 763.23 | 762.96 | 756.89 | 753.35 | 756.12 | 749.00 |
| Avg LTV (loan to value) | 69.30% | 70.11% | 75.29% | 75.38% | 76.49% | 77.63% | 76.85% | 79.15% |
| Avg DTI (debt to income) | 32.54 | 32.93 | 32.05 | 31.52 | 33.10 | 33.90 | 33.84 | 35.14 |
| % First time homebuyer | 57.27% | 41.40% | 38.77% | 46.49% | 46.55% | 42.66% | 43.08% | 40.00% |
| Avg mortgage insurance % | 2.40% | 3.11% | 5.88% | 6.29% | 8.03% | 8.16% | 9.31% | 9.75% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Plainfield, Massachusetts 01070
If you’re looking to buy a new home in Plainfield, we have compiled a list of the leading mortgage brokers around Plainfield, Massachusetts 01070 to help you with your search.
Name
Address
Contact
Brunell Real Estate
34 Bridge St
South Hadley MA 01070
(413) 539-6400
S B Mortgage Group
599 Page Blvd
Springfield MA 01070
(413) 241-8872
Mortgage Network USA
531 Belmont Ave
Springfield MA 01070
(413) 737-1100
bela@usa-mtg.com
Loan USA
1216 Main St
Springfield MA 01070
(413) 746-2274
springfield@loanusa.com
Mortgage Store
135 State St
Springfield MA 01070
(413) 739-1170
mgend@scmicorp.com
Address
34 Bridge St
South Hadley MA
Contact
(413) 539-6400
Address
599 Page Blvd
Springfield MA
Contact
(413) 241-8872
Address
531 Belmont Ave
Springfield MA
Contact
(413) 737-1100
bela@usa-mtg.com