Compare Today’s Mortgage Rates for South Hamilton, Massachusetts
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in South Hamilton, Massachusetts 01982. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $16,487 or $46 / month in South Hamilton and surrounding areas of Essex county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for South Hamilton, Massachusetts 01982.
42.618333
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Summary of Average Mortgage Terms in South Hamilton, Massachusetts 01982
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for South Hamilton, MA
To forecast and predict mortgage rates in South Hamilton, MA 01982, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for South Hamilton, Massachusetts 01982 from 2014 - 2021
We have compiled mortgage rate charts for home loans in South Hamilton, Massachusetts and around Essex county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.27% | 92.11% | 92.20% | 91.84% | 93.07% | 91.39% | 93.88% | 91.61% |
| avg mortgage rate | 4.96% | 4.68% | 3.90% | 3.95% | 4.44% | 4.13% | 3.89% | 4.10% |
| % 15 year fixed mortgage | 4.56% | 5.73% | 5.89% | 7.07% | 6.22% | 7.01% | 5.17% | 7.54% |
| avg mortgage rate | 4.32% | 3.90% | 3.26% | 3.09% | 3.44% | 3.18% | 3.10% | 3.17% |
| Avg credit score | 758.62 | 760.23 | 759.89 | 757.30 | 753.91 | 753.08 | 751.66 | 750.32 |
| Avg LTV (loan to value) | 74.44% | 75.80% | 78.66% | 79.14% | 79.48% | 80.99% | 81.08% | 79.06% |
| Avg DTI (debt to income) | 34.11 | 34.20 | 33.65 | 33.93 | 34.42 | 35.03 | 35.24 | 35.35 |
| % First time homebuyer | 38.57% | 37.30% | 38.51% | 40.19% | 42.91% | 43.98% | 45.33% | 41.19% |
| Avg mortgage insurance % | 4.46% | 5.66% | 8.50% | 8.84% | 10.02% | 11.66% | 11.66% | 9.89% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around South Hamilton, Massachusetts 01982
If you’re looking to buy a new home in South Hamilton, we have compiled a list of the leading mortgage brokers around South Hamilton, Massachusetts 01982 to help you with your search.
Name
Address
Contact
Reliant Mortgage Corporation
169 Bay Rd
South Hamilton MA 01982
(978) 468-4626
Sierra Pacific Northshore
170 Bay Rd
South Hamilton MA 01982
(978) 468-9900
Sierra Pacific Mortgage
19 Hull St
Wenham MA 01982
(978) 232-0008
art@sierrabeverly.com
Berkshire Bank
162 Main St
Wenham MA 01982
(978) 468-3057
Mortgage Financial
1020 Plain St
Marshfield MA 01982
(781) 536-4389
Address
169 Bay Rd
South Hamilton MA
Contact
(978) 468-4626
Address
170 Bay Rd
South Hamilton MA
Contact
(978) 468-9900
Address
19 Hull St
Wenham MA
Contact
(978) 232-0008
art@sierrabeverly.com