Compare Today’s Mortgage Rates in Southwick, Massachusetts 01077
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Southwick, Massachusetts 01077.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $21,633 over the lifetime of your 30-year fixed loan, or a monthly savings of $60 in Southwick and other areas of Hampden county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Southwick, Massachusetts 01077
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Interactive Mortgage Rate Projections for Southwick, Massachusetts 01077
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Southwick, MA 01077. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Southwick, Massachusetts 01077 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Southwick, Massachusetts and around Hampden county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.60% | 95.14% | 97.07% | 95.51% | 95.47% | 94.02% | 94.74% | 93.97% | 90.42% |
avg mortgage rate | 6.54% | 4.38% | 3.01% | 3.47% | 4.49% | 4.63% | 4.22% | 4.00% | 4.14% |
% 15 year fixed mortgage | 2.72% | 3.42% | 1.54% | 3.49% | 3.82% | 4.98% | 4.02% | 5.46% | 8.43% |
avg mortgage rate | 5.81% | 3.87% | 2.59% | 2.79% | 4.02% | 4.02% | 3.50% | 3.27% | 3.30% |
Avg credit score | 747.90 | 753.32 | 752.40 | 752.93 | 747.31 | 751.92 | 750.76 | 747.05 | 745.67 |
Avg LTV (loan to value) | 78.16% | 79.54% | 80.78% | 79.99% | 79.04% | 78.65% | 77.89% | 78.37% | 77.08% |
Avg DTI (debt to income) | 36.86 | 38.01 | 34.97 | 35.21 | 36.93 | 37.95 | 36.41 | 34.17 | 35.26 |
% First time homebuyer | 71.43% | 69.37% | 64.25% | 71.32% | 65.87% | 63.79% | 59.13% | 66.38% | 61.30% |
Avg mortgage insurance % | 7.60% | 7.50% | 9.20% | 8.14% | 6.29% | 7.28% | 5.34% | 6.43% | 5.28% |
Best Mortgage Brokers around Southwick, Massachusetts 01077
For those searching for a new home in Southwick, we have compiled a list of the top mortgage brokers located in and around Southwick, Massachusetts 01077 to assist you with your search.
Onemain Financial
138 Memorial Ave
West Springfield MA 01077
(413) 733-2197
http://www.onemainfinancial.com/uscfa/cfa/portal/home.do
Mortgage Master
371 Park St
West Springfield MA 01077
(413) 733-0428
http://www.mortgagemaster.com/
Citizens Mortgage Corporation
125 Elm St
West Springfield MA 01077
(800) 666-6722
Radius Financial Group
51 Park Ave
West Springfield MA 01077
(413) 363-9847
First Eastern Mortgage
1111 Elm St
West Springfield MA 01077
(413) 737-9525
garyk@firsteastern.com
Address
138 Memorial Ave
West Springfield MA
Contact
(413) 733-2197
http://www.onemainfinancial.com/uscfa/cfa/portal/home.do
Address
371 Park St
West Springfield MA
Contact
(413) 733-0428
http://www.mortgagemaster.com/
Address
125 Elm St
West Springfield MA
Contact
(800) 666-6722