Compare Today’s Mortgage Rates for Sterling, Massachusetts

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Sterling, Massachusetts 01564. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $14,587 or $41 / month in Sterling and surrounding areas of Worcester county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Sterling, Massachusetts 01564.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.435351 -71.775192

Summary of Average Mortgage Terms in Sterling, Massachusetts 01564

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Sterling, MA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Sterling, MA 01564, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Sterling, MA

Historical Mortgage Rates for Sterling, Massachusetts 01564 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Sterling, Massachusetts and around Worcester county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.33% 88.55% 88.35% 90.40% 90.27% 90.27% 91.83% 91.51%
avg mortgage rate 4.90% 4.63% 3.85% 3.93% 4.40% 4.08% 3.86% 4.02%
% 15 year fixed mortgage 7.21% 8.72% 7.93% 8.29% 8.48% 8.20% 6.51% 6.71%
avg mortgage rate 4.32% 3.90% 3.19% 3.11% 3.40% 3.21% 3.09% 3.24%
Avg credit score 763.06 765.44 759.43 756.85 754.49 752.77 751.21 751.98
Avg LTV (loan to value) 76.75% 77.57% 80.06% 80.77% 82.18% 82.38% 82.56% 82.69%
Avg DTI (debt to income) 31.94 31.84 32.20 32.30 33.23 33.39 33.78 34.35
% First time homebuyer 34.51% 34.68% 35.24% 36.91% 40.24% 37.73% 40.38% 40.69%
Avg mortgage insurance % 6.07% 6.56% 9.67% 10.73% 12.64% 13.16% 13.15% 13.14%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Sterling, Massachusetts 01564

If you’re looking to buy a new home in Sterling, we have compiled a list of the leading mortgage brokers around Sterling, Massachusetts 01564 to help you with your search.

Name
Address
Contact

CRM Home Services

160 Redemption Rock Trl

Sterling MA 01564

(978) 563-1269

chuckm@crmhomeservices.com

Premiere Mortgage Services

11 Malvern Hill Rd

Sterling MA 01564

(978) 422-2311

dana@bainmortgage.com

Residential Mortgage Services

139 Main St

Sturbridge MA 01564

(774) 490-0044

Norcom Mortgage

71 Main St

Sturbridge MA 01564

(774) 241-0770

Spencer Savings Bank

72 W Main St

Spencer MA 01564

(508) 885-9707

https://www.spencersavingsbank.com/

Address

160 Redemption Rock Trl

Sterling MA

Contact

(978) 563-1269

chuckm@crmhomeservices.com

Address

11 Malvern Hill Rd

Sterling MA

Contact

(978) 422-2311

dana@bainmortgage.com

Address

139 Main St

Sturbridge MA

Contact

(774) 490-0044

News on Mortgages and Reverse Mortgages for Sterling, Massachusetts 01564