Compare Today’s Mortgage Rates for Three Rivers, Massachusetts
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Three Rivers, Massachusetts 01080. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $10,225 or $28 / month in Three Rivers and other areas of Hampden county.
Our search engine explores all home mortgage options in Three Rivers, Massachusetts 01080, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Three Rivers, Massachusetts 01080
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Interactive Mortgage Rate Projections for Three Rivers, MA
To forecast and predict mortgage rates in Three Rivers, MA 01080, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Three Rivers, Massachusetts 01080 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Three Rivers, Massachusetts and around Hampden county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.97% | 89.03% | 90.27% | 89.82% | 89.64% | 88.76% | 90.85% | 91.47% |
| avg mortgage rate | 4.97% | 4.69% | 3.90% | 3.87% | 4.37% | 4.03% | 3.82% | 4.04% |
| % 15 year fixed mortgage | 5.39% | 8.60% | 7.44% | 7.49% | 8.26% | 7.28% | 6.58% | 6.76% |
| avg mortgage rate | 4.39% | 3.91% | 3.18% | 3.12% | 3.45% | 3.20% | 3.14% | 3.15% |
| Avg credit score | 763.63 | 761.32 | 763.23 | 762.96 | 756.89 | 753.35 | 756.12 | 749.00 |
| Avg LTV (loan to value) | 69.30% | 70.11% | 75.29% | 75.38% | 76.49% | 77.63% | 76.85% | 79.15% |
| Avg DTI (debt to income) | 32.54 | 32.93 | 32.05 | 31.52 | 33.10 | 33.90 | 33.84 | 35.14 |
| % First time homebuyer | 57.27% | 41.40% | 38.77% | 46.49% | 46.55% | 42.66% | 43.08% | 40.00% |
| Avg mortgage insurance % | 2.40% | 3.11% | 5.88% | 6.29% | 8.03% | 8.16% | 9.31% | 9.75% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Three Rivers, Massachusetts 01080
If you’re looking to buy a new home in Three Rivers, we have compiled a list of the leading mortgage brokers around Three Rivers, Massachusetts 01080 to help you with your search.
Onemain Financial
138 Memorial Ave
West Springfield MA 01080
(413) 733-2197
http://www.onemainfinancial.com/uscfa/cfa/portal/home.do
Mortgage Master
371 Park St
West Springfield MA 01080
(413) 733-0428
http://www.mortgagemaster.com/
Citizens Mortgage Corporation
125 Elm St
West Springfield MA 01080
(800) 666-6722
Radius Financial Group
51 Park Ave
West Springfield MA 01080
(413) 363-9847
First Eastern Mortgage
1111 Elm St
West Springfield MA 01080
(413) 737-9525
garyk@firsteastern.com
Address
138 Memorial Ave
West Springfield MA
Contact
(413) 733-2197
http://www.onemainfinancial.com/uscfa/cfa/portal/home.do
Address
371 Park St
West Springfield MA
Contact
(413) 733-0428
http://www.mortgagemaster.com/
Address
125 Elm St
West Springfield MA
Contact
(800) 666-6722