Compare Today’s Mortgage Rates for Topsfield, Massachusetts

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Topsfield, Massachusetts 01983. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $52,739 or $146 / month in Topsfield and surrounding areas of Essex county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Topsfield, Massachusetts 01983.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.641546 -70.948843

Summary of Average Mortgage Terms in Topsfield, Massachusetts 01983

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Topsfield, MA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Topsfield, MA 01983, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Topsfield, MA

Historical Mortgage Rates for Topsfield, Massachusetts 01983 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Topsfield, Massachusetts and around Essex county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 94.27% 92.11% 92.20% 91.84% 93.07% 91.39% 93.88% 91.61%
avg mortgage rate 4.96% 4.68% 3.90% 3.95% 4.44% 4.13% 3.89% 4.10%
% 15 year fixed mortgage 4.56% 5.73% 5.89% 7.07% 6.22% 7.01% 5.17% 7.54%
avg mortgage rate 4.32% 3.90% 3.26% 3.09% 3.44% 3.18% 3.10% 3.17%
Avg credit score 758.62 760.23 759.89 757.30 753.91 753.08 751.66 750.32
Avg LTV (loan to value) 74.44% 75.80% 78.66% 79.14% 79.48% 80.99% 81.08% 79.06%
Avg DTI (debt to income) 34.11 34.20 33.65 33.93 34.42 35.03 35.24 35.35
% First time homebuyer 38.57% 37.30% 38.51% 40.19% 42.91% 43.98% 45.33% 41.19%
Avg mortgage insurance % 4.46% 5.66% 8.50% 8.84% 10.02% 11.66% 11.66% 9.89%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Topsfield, Massachusetts 01983

If you’re looking to buy a new home in Topsfield, we have compiled a list of the leading mortgage brokers around Topsfield, Massachusetts 01983 to help you with your search.

Name
Address
Contact

Sierra Pacific Mortgage

19 Hull St

Wenham MA 01983

(978) 232-0008

art@sierrabeverly.com

Berkshire Bank

162 Main St

Wenham MA 01983

(978) 468-3057

Sierra Pacific Northshore

170 Bay Rd

South Hamilton MA 01983

(978) 468-9900

Reliant Mortgage Corporation

169 Bay Rd

South Hamilton MA 01983

(978) 468-4626

Mortgage Financial

1020 Plain St

Marshfield MA 01983

(781) 536-4389

Address

19 Hull St

Wenham MA

Contact

(978) 232-0008

art@sierrabeverly.com

Address

162 Main St

Wenham MA

Contact

(978) 468-3057

Address

170 Bay Rd

South Hamilton MA

Contact

(978) 468-9900

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