Compare Today’s Mortgage Rates for Waltham, Massachusetts

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Waltham, Massachusetts 02454. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $75,950 or $211 / month in Waltham and surrounding areas of Middlesex county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Waltham, Massachusetts 02454.

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Summary of Average Mortgage Terms in Waltham, Massachusetts 02454

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Waltham, Massachusetts 02454 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Waltham, Massachusetts and around Middlesex county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 90.34% 86.80% 88.88% 87.02% 86.98% 87.27% 89.04% 87.08%
avg mortgage rate 4.94% 4.68% 3.89% 3.89% 4.43% 4.09% 3.87% 4.10%
% 15 year fixed mortgage 7.58% 10.19% 7.33% 11.33% 11.18% 10.15% 8.58% 11.24%
avg mortgage rate 4.31% 3.88% 3.21% 2.97% 3.45% 3.24% 3.11% 3.18%
% 10 year fixed mortgage 0.50% 0.10% 0.44% 0.21% 0.61% 0.24% 0.24%
avg mortgage rate 4.10% 3.75% 3.03% 2.96% 3.11% 3.13% 3.25%
Avg credit score 766.72 768.27 765.83 764.02 760.15 759.84 760.80 761.77
Avg LTV (loan to value) 71.45% 71.93% 74.03% 75.22% 75.50% 77.48% 75.92% 75.67%
Avg Combined LTV (loan to value) 72.74% 73.44% 75.90% 76.79% 76.86% 78.68% 76.75% 76.34%
Avg DTI (debt to income) 32.61 31.96 31.54 31.82 32.70 33.06 33.01 34.02
% First time homebuyer 39.55% 35.83% 39.10% 42.54% 43.42% 45.04% 44.96% 37.92%
Avg mortgage insurance % 2.73% 3.62% 5.08% 6.25% 7.22% 9.08% 8.34% 7.92%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Waltham, Massachusetts 02454

If you’re looking to buy a new home in Waltham, we have compiled a list of the leading mortgage brokers around Waltham, Massachusetts 02454 to help you with your search.

Name
Address
Contact

Real Loan Solutions

47 Lyman St

Waltham MA 02454

(781) 996-3030

Superior Mortgage

411 Waverley Oaks Rd

Waltham MA 02454

(781) 893-0547

Network Mortgage

271 Waverley Oaks Rd

Waltham MA 02454

(617) 489-8881

info@mortgagenetwork.net

First Horizon Home Loans

135 Beaver St

Waltham MA 02454

(781) 647-2020

http://www.firsthorizon.com/

Lendmark Mortgage Corporation

451 Main St

Waltham MA 02454

(781) 790-1210

http://www.lendmarkloans.com/

Address

47 Lyman St

Waltham MA

Contact

(781) 996-3030

Address

411 Waverley Oaks Rd

Waltham MA

Contact

(781) 893-0547

Address

271 Waverley Oaks Rd

Waltham MA

Contact

(617) 489-8881

info@mortgagenetwork.net

News on Mortgages and Reverse Mortgages for Waltham, Massachusetts 02454