Compare Today’s Mortgage Rates for West Springfield, Massachusetts

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in West Springfield, Massachusetts 01089. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $18,988 or $53 / month in West Springfield and surrounding areas of Hampden county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for West Springfield, Massachusetts 01089.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.115066 -72.641109

Summary of Average Mortgage Terms in West Springfield, Massachusetts 01089

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for West Springfield, MA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in West Springfield, MA 01089, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for West Springfield, MA

Historical Mortgage Rates for West Springfield, Massachusetts 01089 from 2014 - 2021

We have compiled mortgage rate charts for home loans in West Springfield, Massachusetts and around Hampden county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 92.97% 89.03% 90.27% 89.82% 89.64% 88.76% 90.85% 91.47%
avg mortgage rate 4.97% 4.69% 3.90% 3.87% 4.37% 4.03% 3.82% 4.04%
% 15 year fixed mortgage 5.39% 8.60% 7.44% 7.49% 8.26% 7.28% 6.58% 6.76%
avg mortgage rate 4.39% 3.91% 3.18% 3.12% 3.45% 3.20% 3.14% 3.15%
Avg credit score 763.63 761.32 763.23 762.96 756.89 753.35 756.12 749.00
Avg LTV (loan to value) 69.30% 70.11% 75.29% 75.38% 76.49% 77.63% 76.85% 79.15%
Avg DTI (debt to income) 32.54 32.93 32.05 31.52 33.10 33.90 33.84 35.14
% First time homebuyer 57.27% 41.40% 38.77% 46.49% 46.55% 42.66% 43.08% 40.00%
Avg mortgage insurance % 2.40% 3.11% 5.88% 6.29% 8.03% 8.16% 9.31% 9.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around West Springfield, Massachusetts 01089

If you’re looking to buy a new home in West Springfield, we have compiled a list of the leading mortgage brokers around West Springfield, Massachusetts 01089 to help you with your search.

Name
Address
Contact

National City Mortgage

274 Westfield St

West Springfield MA 01089

(413) 788-9924

http://www.pncmortgage.com

K Mortgages

172 South Blvd

West Springfield MA 01089

(800) 675-2035

Assurance Mortgage of America

131 Elm St

West Springfield MA 01089

(800) 366-0064

Ivy Mortgage

136 Baldwin St

West Springfield MA 01089

(413) 734-4418

C TX Mortgage

16 South Blvd

West Springfield MA 01089

(413) 732-6645

Address

274 Westfield St

West Springfield MA

Contact

(413) 788-9924

http://www.pncmortgage.com

Address

172 South Blvd

West Springfield MA

Contact

(800) 675-2035

Address

131 Elm St

West Springfield MA

Contact

(800) 366-0064

News on Mortgages and Reverse Mortgages for West Springfield, Massachusetts 01089

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