Compare Today’s Mortgage Rates in Westfield, Massachusetts 01085
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Westfield, Massachusetts 01085.
Our search engine thoroughly explores all home mortgage options in Westfield, Massachusetts 01085, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $20,122 in lifetime cash or $56 per month in Westfield and other areas of Hampden county.
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Summary of Average Mortgages in Westfield, Massachusetts 01085
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Westfield, Massachusetts 01085
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Westfield, MA 01085. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Westfield, Massachusetts 01085 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Westfield, Massachusetts and around Hampden county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.48% | 95.71% | 97.02% | 96.91% | 95.38% | 93.72% | 94.33% | 95.04% | 92.62% |
avg mortgage rate | 6.43% | 4.37% | 2.97% | 3.34% | 4.35% | 4.55% | 4.15% | 3.92% | 4.08% |
% 15 year fixed mortgage | 3.57% | 3.18% | 2.25% | 2.32% | 3.65% | 4.66% | 3.75% | 4.29% | 5.33% |
avg mortgage rate | 6.01% | 3.41% | 2.38% | 2.98% | 3.71% | 4.02% | 3.43% | 3.11% | 3.24% |
Avg credit score | 772.67 | 755.21 | 757.48 | 757.94 | 750.98 | 764.45 | 748.89 | 749.82 | 753.16 |
Avg LTV (loan to value) | 77.71% | 78.45% | 79.80% | 79.83% | 81.21% | 77.77% | 77.92% | 78.97% | 77.00% |
Avg DTI (debt to income) | 38.56 | 36.83 | 35.30 | 35.77 | 37.35 | 36.62 | 36.47 | 35.82 | 36.22 |
% First time homebuyer | 64.05% | 61.08% | 57.34% | 59.13% | 60.09% | 53.38% | 54.93% | 55.55% | 52.97% |
Avg mortgage insurance % | 7.93% | 8.58% | 8.83% | 8.88% | 10.04% | 7.26% | 7.91% | 8.31% | 6.57% |
Best Mortgage Brokers around Westfield, Massachusetts 01085
For those searching for a new home in Westfield, we have compiled a list of the top mortgage brokers located in and around Westfield, Massachusetts 01085 to assist you with your search.
Name
Address
Contact
Ne Moves Mortgage
48 Court St
Westfield MA 01085
(413) 568-1895
OneMain Financial
243 E Main St
Westfield MA 01085
(413) 568-0455
http://www.onemainfinancial.com
Affordable Mortgage Co.
2701 Boston Rd
Wilbraham MA 01085
(413) 438-4130
bela@usa-mtg.com
Mortgage Master
2400 Boston Rd
Wilbraham MA 01085
(413) 596-0023
gpedro@mortgagemasterinc.com
Allied Home Mortgage Capital
2400 Boston Rd
Wilbraham MA 01085
(413) 596-0023
Address
48 Court St
Westfield MA
Contact
(413) 568-1895
Address
243 E Main St
Westfield MA
Contact
(413) 568-0455
http://www.onemainfinancial.com
Address
2701 Boston Rd
Wilbraham MA
Contact
(413) 438-4130
bela@usa-mtg.com