Compare Today’s Mortgage Rates for Westfield, Massachusetts

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Westfield, Massachusetts 01085. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $19,779 or $55 / month in Westfield and surrounding areas of Hampden county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Westfield, Massachusetts 01085.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.129484 -72.754318

Summary of Average Mortgage Terms in Westfield, Massachusetts 01085

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Westfield, MA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Westfield, MA 01085, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Westfield, MA

Historical Mortgage Rates for Westfield, Massachusetts 01085 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Westfield, Massachusetts and around Hampden county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 92.97% 89.03% 90.27% 89.82% 89.64% 88.76% 90.85% 91.47%
avg mortgage rate 4.97% 4.69% 3.90% 3.87% 4.37% 4.03% 3.82% 4.04%
% 15 year fixed mortgage 5.39% 8.60% 7.44% 7.49% 8.26% 7.28% 6.58% 6.76%
avg mortgage rate 4.39% 3.91% 3.18% 3.12% 3.45% 3.20% 3.14% 3.15%
Avg credit score 763.63 761.32 763.23 762.96 756.89 753.35 756.12 749.00
Avg LTV (loan to value) 69.30% 70.11% 75.29% 75.38% 76.49% 77.63% 76.85% 79.15%
Avg DTI (debt to income) 32.54 32.93 32.05 31.52 33.10 33.90 33.84 35.14
% First time homebuyer 57.27% 41.40% 38.77% 46.49% 46.55% 42.66% 43.08% 40.00%
Avg mortgage insurance % 2.40% 3.11% 5.88% 6.29% 8.03% 8.16% 9.31% 9.75%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Westfield, Massachusetts 01085

If you’re looking to buy a new home in Westfield, we have compiled a list of the leading mortgage brokers around Westfield, Massachusetts 01085 to help you with your search.

Name
Address
Contact

Ne Moves Mortgage

48 Court St

Westfield MA 01085

(413) 568-1895

OneMain Financial

243 E Main St

Westfield MA 01085

(413) 568-0455

http://www.onemainfinancial.com

Affordable Mortgage Co.

2701 Boston Rd

Wilbraham MA 01085

(413) 438-4130

bela@usa-mtg.com

Mortgage Master

2400 Boston Rd

Wilbraham MA 01085

(413) 596-0023

gpedro@mortgagemasterinc.com

Allied Home Mortgage Capital

2400 Boston Rd

Wilbraham MA 01085

(413) 596-0023

Address

48 Court St

Westfield MA

Contact

(413) 568-1895

Address

243 E Main St

Westfield MA

Contact

(413) 568-0455

http://www.onemainfinancial.com

Address

2701 Boston Rd

Wilbraham MA

Contact

(413) 438-4130

bela@usa-mtg.com

News on Mortgages and Reverse Mortgages for Westfield, Massachusetts 01085