Compare Today’s Mortgage Rates for Williamsburg, Massachusetts
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Williamsburg, Massachusetts 01096. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $24,683 or $69 / month in Williamsburg and surrounding areas of Hampshire county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Williamsburg, Massachusetts 01096.
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Summary of Average Mortgage Terms in Williamsburg, Massachusetts 01096
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Williamsburg, MA
To forecast and predict mortgage rates in Williamsburg, MA 01096, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Williamsburg, Massachusetts 01096 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Williamsburg, Massachusetts and around Hampshire county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.97% | 89.03% | 90.27% | 89.82% | 89.64% | 88.76% | 90.85% | 91.47% |
| avg mortgage rate | 4.97% | 4.69% | 3.90% | 3.87% | 4.37% | 4.03% | 3.82% | 4.04% |
| % 15 year fixed mortgage | 5.39% | 8.60% | 7.44% | 7.49% | 8.26% | 7.28% | 6.58% | 6.76% |
| avg mortgage rate | 4.39% | 3.91% | 3.18% | 3.12% | 3.45% | 3.20% | 3.14% | 3.15% |
| Avg credit score | 763.63 | 761.32 | 763.23 | 762.96 | 756.89 | 753.35 | 756.12 | 749.00 |
| Avg LTV (loan to value) | 69.30% | 70.11% | 75.29% | 75.38% | 76.49% | 77.63% | 76.85% | 79.15% |
| Avg DTI (debt to income) | 32.54 | 32.93 | 32.05 | 31.52 | 33.10 | 33.90 | 33.84 | 35.14 |
| % First time homebuyer | 57.27% | 41.40% | 38.77% | 46.49% | 46.55% | 42.66% | 43.08% | 40.00% |
| Avg mortgage insurance % | 2.40% | 3.11% | 5.88% | 6.29% | 8.03% | 8.16% | 9.31% | 9.75% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Williamsburg, Massachusetts 01096
If you’re looking to buy a new home in Williamsburg, we have compiled a list of the leading mortgage brokers around Williamsburg, Massachusetts 01096 to help you with your search.
Name
Address
Contact
S B Mortgage Group
599 Page Blvd
Springfield MA 01096
(413) 241-8872
Mortgage Network USA
531 Belmont Ave
Springfield MA 01096
(413) 737-1100
bela@usa-mtg.com
Loan USA
1216 Main St
Springfield MA 01096
(413) 746-2274
springfield@loanusa.com
Mortgage Store
135 State St
Springfield MA 01096
(413) 739-1170
mgend@scmicorp.com
Naca
1623 Main St
Springfield MA 01096
(413) 788-6220
service@naca.com
Address
599 Page Blvd
Springfield MA
Contact
(413) 241-8872
Address
531 Belmont Ave
Springfield MA
Contact
(413) 737-1100
bela@usa-mtg.com
Address
1216 Main St
Springfield MA
Contact
(413) 746-2274
springfield@loanusa.com