Compare Today’s Mortgage Rates for Baltimore, Maryland

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Baltimore, Maryland 21298. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $12,588 or $35 / month in Baltimore and surrounding areas of Baltimore county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Baltimore, Maryland 21298.

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Summary of Average Mortgage Terms in Baltimore, Maryland 21298

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Baltimore, MD 21298, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Baltimore, Maryland 21298 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Baltimore, Maryland and around Baltimore county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 92.45% 91.31% 91.42% 91.52% 92.13% 91.23% 93.13% 92.07%
avg mortgage rate 4.97% 4.68% 3.90% 3.96% 4.44% 4.12% 3.92% 4.10%
% 15 year fixed mortgage 5.87% 6.42% 6.80% 7.32% 6.65% 7.56% 5.51% 6.60%
avg mortgage rate 4.28% 3.93% 3.16% 3.11% 3.42% 3.20% 3.13% 3.26%
Avg credit score 762.41 763.47 762.30 760.29 757.19 757.03 756.40 756.75
Avg LTV (loan to value) 74.14% 75.94% 77.55% 77.96% 78.61% 79.49% 79.23% 78.50%
Avg DTI (debt to income) 33.94 33.36 32.46 33.31 34.09 34.62 34.63 35.69
% First time homebuyer 46.16% 44.36% 44.01% 48.60% 48.27% 51.41% 47.46% 45.87%
Avg mortgage insurance % 3.28% 5.30% 7.07% 8.03% 9.11% 10.25% 9.73% 9.43%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Baltimore, Maryland 21298

If you’re looking to buy a new home in Baltimore, we have compiled a list of the leading mortgage brokers around Baltimore, Maryland 21298 to help you with your search.

Name
Address
Contact

Williams Mustafa Williams

110 E Lexington St

Baltimore MD 21298

(410) 962-5006

College Savings Plans of Maryland

217 E Redwood St

Baltimore MD 21298

(888) 463-4723

http://www.collegesavingsmd.org/

Calvert Street Capital Partners

111 S Calvert St

Baltimore MD 21298

(443) 573-3700

cscp@cscp.com

One Loan Place

400 E Pratt St

Baltimore MD 21298

(410) 701-0996

admin@oneloanplace.com

Baltimore Community Lending

120 E Baltimore St

Baltimore MD 21298

(410) 727-8590

webmaster@bclending.org

Address

110 E Lexington St

Baltimore MD

Contact

(410) 962-5006

Address

217 E Redwood St

Baltimore MD

Contact

(888) 463-4723

http://www.collegesavingsmd.org/

Address

111 S Calvert St

Baltimore MD

Contact

(443) 573-3700

cscp@cscp.com

News on Mortgages and Reverse Mortgages for Baltimore, Maryland 21298