Compare Today’s Mortgage Rates for Baltimore, Maryland
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Baltimore, Maryland 21216. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $7,605 or $21 / month in Baltimore and other areas of Baltimore City county.
Our search engine explores all home mortgage options in Baltimore, Maryland 21216, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Baltimore, Maryland 21216
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Baltimore, MD
To forecast and predict mortgage rates in Baltimore, MD 21216, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Baltimore, Maryland 21216 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Baltimore, Maryland and around Baltimore City county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.45% | 91.31% | 91.42% | 91.52% | 92.13% | 91.23% | 93.13% | 92.07% |
| avg mortgage rate | 4.97% | 4.68% | 3.90% | 3.96% | 4.44% | 4.12% | 3.92% | 4.10% |
| % 15 year fixed mortgage | 5.87% | 6.42% | 6.80% | 7.32% | 6.65% | 7.56% | 5.51% | 6.60% |
| avg mortgage rate | 4.28% | 3.93% | 3.16% | 3.11% | 3.42% | 3.20% | 3.13% | 3.26% |
| Avg credit score | 762.41 | 763.47 | 762.30 | 760.29 | 757.19 | 757.03 | 756.40 | 756.75 |
| Avg LTV (loan to value) | 74.14% | 75.94% | 77.55% | 77.96% | 78.61% | 79.49% | 79.23% | 78.50% |
| Avg DTI (debt to income) | 33.94 | 33.36 | 32.46 | 33.31 | 34.09 | 34.62 | 34.63 | 35.69 |
| % First time homebuyer | 46.16% | 44.36% | 44.01% | 48.60% | 48.27% | 51.41% | 47.46% | 45.87% |
| Avg mortgage insurance % | 3.28% | 5.30% | 7.07% | 8.03% | 9.11% | 10.25% | 9.73% | 9.43% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Baltimore, Maryland 21216
If you’re looking to buy a new home in Baltimore, we have compiled a list of the leading mortgage brokers around Baltimore, Maryland 21216 to help you with your search.
Name
Address
Contact
Williams Mustafa Williams
110 E Lexington St
Baltimore MD 21216
(410) 962-5006
College Savings Plans of Maryland
217 E Redwood St
Baltimore MD 21216
(888) 463-4723
http://www.collegesavingsmd.org/
Calvert Street Capital Partners
111 S Calvert St
Baltimore MD 21216
(443) 573-3700
cscp@cscp.com
One Loan Place
400 E Pratt St
Baltimore MD 21216
(410) 701-0996
admin@oneloanplace.com
Baltimore Community Lending
120 E Baltimore St
Baltimore MD 21216
(410) 727-8590
webmaster@bclending.org
Address
110 E Lexington St
Baltimore MD
Contact
(410) 962-5006
Address
217 E Redwood St
Baltimore MD
Contact
(888) 463-4723
http://www.collegesavingsmd.org/
Address
111 S Calvert St
Baltimore MD
Contact
(443) 573-3700
cscp@cscp.com