Compare Today’s Mortgage Rates for Charlotte Hall, Maryland
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Charlotte Hall, Maryland 20622. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $28,210 or $78 / month in Charlotte Hall and surrounding areas of Saint Marys county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Charlotte Hall, Maryland 20622.
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Summary of Average Mortgage Terms in Charlotte Hall, Maryland 20622
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APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Charlotte Hall, MD
To forecast and predict mortgage rates in Charlotte Hall, MD 20622, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Charlotte Hall, Maryland 20622 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Charlotte Hall, Maryland and around Saint Marys county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.98% | 93.34% | 93.67% | 93.34% | 94.31% | 94.07% | 94.70% | 93.63% |
| avg mortgage rate | 4.87% | 4.62% | 3.86% | 3.95% | 4.44% | 4.07% | 3.87% | 4.10% |
| % 15 year fixed mortgage | 4.92% | 5.30% | 5.48% | 6.05% | 4.97% | 4.91% | 4.52% | 5.48% |
| avg mortgage rate | 4.36% | 3.95% | 3.20% | 3.11% | 3.45% | 3.24% | 3.06% | 3.19% |
| Avg credit score | 766.33 | 766.84 | 765.38 | 760.39 | 758.08 | 758.77 | 760.52 | 767.42 |
| Avg LTV (loan to value) | 75.39% | 76.40% | 78.84% | 80.17% | 79.51% | 79.99% | 81.27% | 81.07% |
| Avg DTI (debt to income) | 33.30 | 33.68 | 33.32 | 34.44 | 35.23 | 35.91 | 35.78 | 35.77 |
| % First time homebuyer | 33.03% | 30.79% | 32.58% | 39.29% | 41.05% | 41.58% | 37.49% | 38.96% |
| Avg mortgage insurance % | 3.95% | 5.15% | 8.03% | 9.83% | 9.45% | 10.35% | 11.96% | 11.82% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Charlotte Hall, Maryland 20622
If you’re looking to buy a new home in Charlotte Hall, we have compiled a list of the leading mortgage brokers around Charlotte Hall, Maryland 20622 to help you with your search.
Name
Address
Contact
Wells Fargo Home Mortgage
22776 Three Notch Rd
Lexington Park MD 20622
(301) 737-5320
http://www.wellsfargo.com/mortgage/
Irene B Parrish Realty
22188 Three Notch Rd
Lexington Park MD 20622
(301) 863-7002
perry@mris.com
Chesapeake Investment & Mtg
22043 Three Notch Rd
Lexington Park MD 20622
(301) 737-6258
Ameribanc
21945 Three Notch Rd
Lexington Park MD 20622
(301) 862-3500
Challenge Mortgage
22340 Three Notch Rd
Lexington Park MD 20622
(301) 863-5057
Address
22776 Three Notch Rd
Lexington Park MD
Contact
(301) 737-5320
http://www.wellsfargo.com/mortgage/
Address
22188 Three Notch Rd
Lexington Park MD
Contact
(301) 863-7002
perry@mris.com
Address
22043 Three Notch Rd
Lexington Park MD
Contact
(301) 737-6258