Compare Today’s Mortgage Rates for Columbia, Maryland

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Columbia, Maryland 21046. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $42,809 or $119 / month in Columbia and surrounding areas of Howard county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Columbia, Maryland 21046.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

39.170236 -76.853796

Summary of Average Mortgage Terms in Columbia, Maryland 21046

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Columbia, MD

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Columbia, MD 21046, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Columbia, MD

Historical Mortgage Rates for Columbia, Maryland 21046 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Columbia, Maryland and around Howard county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 92.45% 91.31% 91.42% 91.52% 92.13% 91.23% 93.13% 92.07%
avg mortgage rate 4.97% 4.68% 3.90% 3.96% 4.44% 4.12% 3.92% 4.10%
% 15 year fixed mortgage 5.87% 6.42% 6.80% 7.32% 6.65% 7.56% 5.51% 6.60%
avg mortgage rate 4.28% 3.93% 3.16% 3.11% 3.42% 3.20% 3.13% 3.26%
Avg credit score 762.41 763.47 762.30 760.29 757.19 757.03 756.40 756.75
Avg LTV (loan to value) 74.14% 75.94% 77.55% 77.96% 78.61% 79.49% 79.23% 78.50%
Avg DTI (debt to income) 33.94 33.36 32.46 33.31 34.09 34.62 34.63 35.69
% First time homebuyer 46.16% 44.36% 44.01% 48.60% 48.27% 51.41% 47.46% 45.87%
Avg mortgage insurance % 3.28% 5.30% 7.07% 8.03% 9.11% 10.25% 9.73% 9.43%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Columbia, Maryland 21046

If you’re looking to buy a new home in Columbia, we have compiled a list of the leading mortgage brokers around Columbia, Maryland 21046 to help you with your search.

Name
Address
Contact

Premier Mortgage Funding

5560 Sterrett Pl

Columbia MD 21046

(443) 539-0460

Benjamin Financial Consulting Firm

10 Corporate Ctr

Columbia MD 21046

(410) 740-0088

Wells Fargo MTG Backed Sec

11000 Broken Land Pkwy

Columbia MD 21046

(410) 884-2220

Fieldstone Mortgage Co.

11000 Broken Land Pkwy

Columbia MD 21046

(410) 772-7200

http://www.fmcmortgage.com

Imperial Capital Bank

10440 Little Patuxent Pkwy

Columbia MD 21046

(410) 884-4065

Address

5560 Sterrett Pl

Columbia MD

Contact

(443) 539-0460

Address

10 Corporate Ctr

Columbia MD

Contact

(410) 740-0088

Address

11000 Broken Land Pkwy

Columbia MD

Contact

(410) 884-2220

News on Mortgages and Reverse Mortgages for Columbia, Maryland 21046