Compare Today’s Mortgage Rates for Gaithersburg, Maryland

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Gaithersburg, Maryland 20884. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $23,503 or $65 / month in Gaithersburg and other areas of Montgomery county.

Our search engine explores all home mortgage options in Gaithersburg, Maryland 20884, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

39.139 -77.1942

Summary of Average Mortgage Terms in Gaithersburg, Maryland 20884

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Gaithersburg, MD

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Gaithersburg, MD 20884, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Gaithersburg, MD

Historical Mortgage Rates for Gaithersburg, Maryland 20884 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Gaithersburg, Maryland and around Montgomery county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 93.98% 93.34% 93.67% 93.34% 94.31% 94.07% 94.70% 93.63%
avg mortgage rate 4.87% 4.62% 3.86% 3.95% 4.44% 4.07% 3.87% 4.10%
% 15 year fixed mortgage 4.92% 5.30% 5.48% 6.05% 4.97% 4.91% 4.52% 5.48%
avg mortgage rate 4.36% 3.95% 3.20% 3.11% 3.45% 3.24% 3.06% 3.19%
Avg credit score 766.33 766.84 765.38 760.39 758.08 758.77 760.52 767.42
Avg LTV (loan to value) 75.39% 76.40% 78.84% 80.17% 79.51% 79.99% 81.27% 81.07%
Avg DTI (debt to income) 33.30 33.68 33.32 34.44 35.23 35.91 35.78 35.77
% First time homebuyer 33.03% 30.79% 32.58% 39.29% 41.05% 41.58% 37.49% 38.96%
Avg mortgage insurance % 3.95% 5.15% 8.03% 9.83% 9.45% 10.35% 11.96% 11.82%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Gaithersburg, Maryland 20884

If you’re looking to buy a new home in Gaithersburg, we have compiled a list of the leading mortgage brokers around Gaithersburg, Maryland 20884 to help you with your search.

Name
Address
Contact

McCormick Mortgage Service

4610 Sundown Rd

Gaithersburg MD 20884

(301) 774-3578

Charter Lending

5 Foxlair Ct

Gaithersburg MD 20884

(301) 990-1113

http://www.lendingcharter.com

Sampath Mortgage

21101 Goshen Rd

Gaithersburg MD 20884

(301) 990-3142

Loans Mortgages

4 Professional Dr

Gaithersburg MD 20884

(240) 238-5155

Professional Offices

18235 Flower Hill Way

Gaithersburg MD 20884

(240) 632-2596

Address

4610 Sundown Rd

Gaithersburg MD

Contact

(301) 774-3578

Address

5 Foxlair Ct

Gaithersburg MD

Contact

(301) 990-1113

http://www.lendingcharter.com

Address

21101 Goshen Rd

Gaithersburg MD

Contact

(301) 990-3142

News on Mortgages and Reverse Mortgages for Gaithersburg, Maryland 20884