Compare Today’s Mortgage Rates for Galena, Maryland
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Galena, Maryland 21635. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $35,400 or $98 / month in Galena and surrounding areas of Kent county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Galena, Maryland 21635.
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Summary of Average Mortgage Terms in Galena, Maryland 21635
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Galena, MD
To forecast and predict mortgage rates in Galena, MD 21635, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Galena, Maryland 21635 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Galena, Maryland and around Kent county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.45% | 91.31% | 91.42% | 91.52% | 92.13% | 91.23% | 93.13% | 92.07% |
| avg mortgage rate | 4.97% | 4.68% | 3.90% | 3.96% | 4.44% | 4.12% | 3.92% | 4.10% |
| % 15 year fixed mortgage | 5.87% | 6.42% | 6.80% | 7.32% | 6.65% | 7.56% | 5.51% | 6.60% |
| avg mortgage rate | 4.28% | 3.93% | 3.16% | 3.11% | 3.42% | 3.20% | 3.13% | 3.26% |
| Avg credit score | 762.41 | 763.47 | 762.30 | 760.29 | 757.19 | 757.03 | 756.40 | 756.75 |
| Avg LTV (loan to value) | 74.14% | 75.94% | 77.55% | 77.96% | 78.61% | 79.49% | 79.23% | 78.50% |
| Avg DTI (debt to income) | 33.94 | 33.36 | 32.46 | 33.31 | 34.09 | 34.62 | 34.63 | 35.69 |
| % First time homebuyer | 46.16% | 44.36% | 44.01% | 48.60% | 48.27% | 51.41% | 47.46% | 45.87% |
| Avg mortgage insurance % | 3.28% | 5.30% | 7.07% | 8.03% | 9.11% | 10.25% | 9.73% | 9.43% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Galena, Maryland 21635
If you’re looking to buy a new home in Galena, we have compiled a list of the leading mortgage brokers around Galena, Maryland 21635 to help you with your search.
Name
Address
Contact
Mariner Finance
8223 Elliott Rd
Easton MD 21635
(410) 770-9060
contactus@marinerfinance.com
Academy Mortgage - Easton
110 South St
Easton MD 21635
(443) 735-5636
contact@academymortgage.com
OneMain Financial
101 Marlboro Ave
Easton MD 21635
(410) 822-3232
wecare@afsindia.com
Bay Capital Mortgage
115 E Dover St
Easton MD 21635
(410) 819-3005
http://www.baycapitalmortgage.com/
First Home Mortgage
111 N West St
Easton MD 21635
(410) 820-5200
info@1sthomemortgagecorp.com
Address
8223 Elliott Rd
Easton MD
Contact
(410) 770-9060
contactus@marinerfinance.com
Address
110 South St
Easton MD
Contact
(443) 735-5636
contact@academymortgage.com
Address
101 Marlboro Ave
Easton MD
Contact
(410) 822-3232
wecare@afsindia.com