Compare Today’s Mortgage Rates for Gunpowder, Maryland
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Gunpowder, Maryland 21010. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $10,304 or $29 / month in Gunpowder and surrounding areas of Harford county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Gunpowder, Maryland 21010.
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Summary of Average Mortgage Terms in Gunpowder, Maryland 21010
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Interactive Mortgage Rate Projections for Gunpowder, MD
To forecast and predict mortgage rates in Gunpowder, MD 21010, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Gunpowder, Maryland 21010 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Gunpowder, Maryland and around Harford county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.45% | 91.31% | 91.42% | 91.52% | 92.13% | 91.23% | 93.13% | 92.07% |
| avg mortgage rate | 4.97% | 4.68% | 3.90% | 3.96% | 4.44% | 4.12% | 3.92% | 4.10% |
| % 15 year fixed mortgage | 5.87% | 6.42% | 6.80% | 7.32% | 6.65% | 7.56% | 5.51% | 6.60% |
| avg mortgage rate | 4.28% | 3.93% | 3.16% | 3.11% | 3.42% | 3.20% | 3.13% | 3.26% |
| Avg credit score | 762.41 | 763.47 | 762.30 | 760.29 | 757.19 | 757.03 | 756.40 | 756.75 |
| Avg LTV (loan to value) | 74.14% | 75.94% | 77.55% | 77.96% | 78.61% | 79.49% | 79.23% | 78.50% |
| Avg DTI (debt to income) | 33.94 | 33.36 | 32.46 | 33.31 | 34.09 | 34.62 | 34.63 | 35.69 |
| % First time homebuyer | 46.16% | 44.36% | 44.01% | 48.60% | 48.27% | 51.41% | 47.46% | 45.87% |
| Avg mortgage insurance % | 3.28% | 5.30% | 7.07% | 8.03% | 9.11% | 10.25% | 9.73% | 9.43% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Gunpowder, Maryland 21010
If you’re looking to buy a new home in Gunpowder, we have compiled a list of the leading mortgage brokers around Gunpowder, Maryland 21010 to help you with your search.
Name
Address
Contact
Chesapeake Home Mortgage
209 Thomas St
Bel Air MD 21010
(410) 557-1000
http://www.mychm.com
Sierra Pacific Mortgage
210 N Hickory Ave
Bel Air MD 21010
(410) 838-5551
FLEMING FINANCIAL Service PC
514 S Main St
Bel Air MD 21010
(410) 803-9211
russell.fleming@flemingfinancial.org
Affinity Mortgage Corporation
336 S Main St
Bel Air MD 21010
(410) 893-2360
info@affinitymort.com
Pnc Mortgage
130 S Bond St
Bel Air MD 21010
(410) 399-9745
http://pncmortgage.com
Address
209 Thomas St
Bel Air MD
Contact
(410) 557-1000
http://www.mychm.com
Address
210 N Hickory Ave
Bel Air MD
Contact
(410) 838-5551
Address
514 S Main St
Bel Air MD
Contact
(410) 803-9211
russell.fleming@flemingfinancial.org