Compare Today’s Mortgage Rates for Hagerstown, Maryland
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Hagerstown, Maryland 21749. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $19,637 or $55 / month in Hagerstown and surrounding areas of Washington county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Hagerstown, Maryland 21749.
Summary of Average Mortgage Terms in Hagerstown, Maryland 21749


Become a certified mortgage expert on Pureloan.com
in Hagerstown, Maryland 21749
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Hagerstown, MD
To forecast and predict mortgage rates in Hagerstown, MD 21749, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Hagerstown, Maryland 21749 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Hagerstown, Maryland and around Washington county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.45% | 91.31% | 91.42% | 91.52% | 92.13% | 91.23% | 93.13% | 92.07% |
avg mortgage rate | 4.97% | 4.68% | 3.90% | 3.96% | 4.44% | 4.12% | 3.92% | 4.10% |
% 15 year fixed mortgage | 5.87% | 6.42% | 6.80% | 7.32% | 6.65% | 7.56% | 5.51% | 6.60% |
avg mortgage rate | 4.28% | 3.93% | 3.16% | 3.11% | 3.42% | 3.20% | 3.13% | 3.26% |
Avg credit score | 762.41 | 763.47 | 762.30 | 760.29 | 757.19 | 757.03 | 756.40 | 756.75 |
Avg LTV (loan to value) | 74.14% | 75.94% | 77.55% | 77.96% | 78.61% | 79.49% | 79.23% | 78.50% |
Avg DTI (debt to income) | 33.94 | 33.36 | 32.46 | 33.31 | 34.09 | 34.62 | 34.63 | 35.69 |
% First time homebuyer | 46.16% | 44.36% | 44.01% | 48.60% | 48.27% | 51.41% | 47.46% | 45.87% |
Avg mortgage insurance % | 3.28% | 5.30% | 7.07% | 8.03% | 9.11% | 10.25% | 9.73% | 9.43% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Hagerstown, Maryland 21749
If you’re looking to buy a new home in Hagerstown, we have compiled a list of the leading mortgage brokers around Hagerstown, Maryland 21749 to help you with your search.
Wells Fargo Financial
13216 Fountain Head Plz
Hagerstown MD 21749
(301) 733-7680
http://wellsfargo.com/
Free State Mortgage
11245 Suffolk Dr
Hagerstown MD 21749
(301) 416-7283
http://www.freestatemortgage.com
Madison Settlement Services
1219 Mount Aetna Rd
Hagerstown MD 21749
(301) 733-7900
Maximized Mortgage Solutions
19420 Longmeadow Rd
Hagerstown MD 21749
(301) 714-2250
http://www.maximizedmortgage.com/
Chesapeake Mortgage Funding
201 Prospect Ave
Hagerstown MD 21749
(301) 665-2995
http://www.primelending.com/
Address
13216 Fountain Head Plz
Hagerstown MD
Contact
(301) 733-7680
http://wellsfargo.com/
Address
11245 Suffolk Dr
Hagerstown MD
Contact
(301) 416-7283
http://www.freestatemortgage.com
Address
1219 Mount Aetna Rd
Hagerstown MD
Contact
(301) 733-7900