Compare Today’s Mortgage Rates for Jefferson, Maryland
Pureloan searches mortgage lenders and major banks in Jefferson, Maryland 21755 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $10,134 or $28 / month is expected in Jefferson and other areas of Frederick county.
Pureloan’s search engine explores all home mortgage options in Jefferson, Maryland 21755, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Jefferson, Maryland 21755
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Jefferson, MD
To forecast and predict mortgage rates in Jefferson, MD 21755, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Jefferson, Maryland 21755 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Jefferson, Maryland and around Frederick county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.45% | 91.31% | 91.42% | 91.52% | 92.13% | 91.23% | 93.13% | 92.07% |
| avg mortgage rate | 4.97% | 4.68% | 3.90% | 3.96% | 4.44% | 4.12% | 3.92% | 4.10% |
| % 15 year fixed mortgage | 5.87% | 6.42% | 6.80% | 7.32% | 6.65% | 7.56% | 5.51% | 6.60% |
| avg mortgage rate | 4.28% | 3.93% | 3.16% | 3.11% | 3.42% | 3.20% | 3.13% | 3.26% |
| Avg credit score | 762.41 | 763.47 | 762.30 | 760.29 | 757.19 | 757.03 | 756.40 | 756.75 |
| Avg LTV (loan to value) | 74.14% | 75.94% | 77.55% | 77.96% | 78.61% | 79.49% | 79.23% | 78.50% |
| Avg DTI (debt to income) | 33.94 | 33.36 | 32.46 | 33.31 | 34.09 | 34.62 | 34.63 | 35.69 |
| % First time homebuyer | 46.16% | 44.36% | 44.01% | 48.60% | 48.27% | 51.41% | 47.46% | 45.87% |
| Avg mortgage insurance % | 3.28% | 5.30% | 7.07% | 8.03% | 9.11% | 10.25% | 9.73% | 9.43% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Jefferson, Maryland 21755
If you’re looking to buy a new home in Jefferson, we have compiled a list of the leading mortgage brokers around Jefferson, Maryland 21755 to help you with your search.
Name
Address
Contact
Equity Contracting
2183 Bellemonte Ct
Jefferson MD 21755
(301) 371-3732
Millennium Financial Group
207 S Church St
Middletown MD 21755
(301) 371-3355
http://www.mlend.com
The Strata Group
200 E Church St
Salisbury MD 21755
(443) 859-8786
Ace Cash Express
901 N Salisbury Blvd
Salisbury MD 21755
(410) 742-9222
customerservice@acecashexpress.com
OneMain Financial
411 N Fruitland Blvd
Salisbury MD 21755
(410) 749-7184
http://branches.onemainfinancial.com/md/salisbury/411-n--fruitland-blvd.html
Address
2183 Bellemonte Ct
Jefferson MD
Contact
(301) 371-3732
Address
207 S Church St
Middletown MD
Contact
(301) 371-3355
http://www.mlend.com
Address
200 E Church St
Salisbury MD
Contact
(443) 859-8786