Compare Today’s Mortgage Rates in Kensington, Maryland 20895
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Kensington, Maryland 20895.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $19,593 over the lifetime of your 30-year fixed loan, or a monthly savings of $54 in Kensington and other areas of Montgomery county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Kensington, Maryland 20895
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Kensington, Maryland 20895
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Kensington, MD 20895. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Kensington, Maryland 20895 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Kensington, Maryland and around Montgomery county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.63% | 94.70% | 94.07% | 94.31% | 93.34% | 93.67% | 93.34% | 93.98% | |
| avg mortgage rate | 4.10% | 3.87% | 4.07% | 4.44% | 3.95% | 3.86% | 4.62% | 4.87% | |
| % 15 year fixed mortgage | 5.48% | 4.52% | 4.91% | 4.97% | 6.05% | 5.48% | 5.30% | 4.92% | |
| avg mortgage rate | 3.19% | 3.06% | 3.24% | 3.45% | 3.11% | 3.20% | 3.95% | 4.36% | |
| Avg credit score | 767.42 | 760.52 | 758.77 | 758.08 | 760.39 | 765.38 | 766.84 | 766.33 | |
| Avg LTV (loan to value) | 81.07% | 81.27% | 79.99% | 79.51% | 80.17% | 78.84% | 76.40% | 75.39% | |
| Avg DTI (debt to income) | 35.77 | 35.78 | 35.91 | 35.23 | 34.44 | 33.32 | 33.68 | 33.30 | |
| % First time homebuyer | 38.96% | 37.49% | 41.58% | 41.05% | 39.29% | 32.58% | 30.79% | 33.03% | |
| Avg mortgage insurance % | 11.82% | 11.96% | 10.35% | 9.45% | 9.83% | 8.03% | 5.15% | 3.95% |
Best Mortgage Brokers around Kensington, Maryland 20895
For those searching for a new home in Kensington, we have compiled a list of the top mortgage brokers located in and around Kensington, Maryland 20895 to assist you with your search.
Name
Address
Contact
Superior Home Mortgage
3720 Farragut Ave
Kensington MD 20895
(301) 962-4900
Jacob Dean Mortgage
10410 Kensington Pkwy
Kensington MD 20895
(301) 949-3629
http://jdmtg.com
First Savings Mortgage Corporation
10401 Connecticut Ave
Kensington MD 20895
(301) 929-2800
http://firstsavingsmortgage.com
Money Tree Funding
3809 Farragut Ave
Kensington MD 20895
(240) 430-1094
Mortgage America Bankers
3720 Farragut Ave
Kensington MD 20895
(301) 962-4180
kaptain@aol.com
Address
3720 Farragut Ave
Kensington MD
Contact
(301) 962-4900
Address
10410 Kensington Pkwy
Kensington MD
Contact
(301) 949-3629
http://jdmtg.com
Address
10401 Connecticut Ave
Kensington MD
Contact
(301) 929-2800
http://firstsavingsmortgage.com