Compare Today’s Mortgage Rates for La Plata, Maryland

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in La Plata, Maryland 20646. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $36,957 or $103 / month in La Plata and surrounding areas of Charles county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for La Plata, Maryland 20646.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

38.525673 -76.986498

Summary of Average Mortgage Terms in La Plata, Maryland 20646

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for La Plata, MD

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in La Plata, MD 20646, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for La Plata, MD

Historical Mortgage Rates for La Plata, Maryland 20646 from 2014 - 2021

We have compiled mortgage rate charts for home loans in La Plata, Maryland and around Charles county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 93.98% 93.34% 93.67% 93.34% 94.31% 94.07% 94.70% 93.63%
avg mortgage rate 4.87% 4.62% 3.86% 3.95% 4.44% 4.07% 3.87% 4.10%
% 15 year fixed mortgage 4.92% 5.30% 5.48% 6.05% 4.97% 4.91% 4.52% 5.48%
avg mortgage rate 4.36% 3.95% 3.20% 3.11% 3.45% 3.24% 3.06% 3.19%
Avg credit score 766.33 766.84 765.38 760.39 758.08 758.77 760.52 767.42
Avg LTV (loan to value) 75.39% 76.40% 78.84% 80.17% 79.51% 79.99% 81.27% 81.07%
Avg DTI (debt to income) 33.30 33.68 33.32 34.44 35.23 35.91 35.78 35.77
% First time homebuyer 33.03% 30.79% 32.58% 39.29% 41.05% 41.58% 37.49% 38.96%
Avg mortgage insurance % 3.95% 5.15% 8.03% 9.83% 9.45% 10.35% 11.96% 11.82%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around La Plata, Maryland 20646

If you’re looking to buy a new home in La Plata, we have compiled a list of the leading mortgage brokers around La Plata, Maryland 20646 to help you with your search.

Name
Address
Contact

Farm Credit Mid-America

101 Catalpa Dr

La Plata MD 20646

(301) 934-2611

http://www.farmcredit.com/

Woodcrest Apartments

800 Washington Ave

La Plata MD 20646

(301) 934-8882

Avision Residential Solutions

105 Centennial St

La Plata MD 20646

(301) 392-1576

Onemain Financial

15 Shining Willow Way

La Plata MD 20646

(301) 392-5245

http://www.onemainfinancial.com/

Wells Fargo Home Mortgage

304 Charles St

La Plata MD 20646

(301) 392-5135

http://www.wellsfargo.com/mortgage/

Address

101 Catalpa Dr

La Plata MD

Contact

(301) 934-2611

http://www.farmcredit.com/

Address

800 Washington Ave

La Plata MD

Contact

(301) 934-8882

Address

105 Centennial St

La Plata MD

Contact

(301) 392-1576

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