Compare Today’s Mortgage Rates in Oxford, Maryland 21654
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Oxford, Maryland 21654.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Oxford, Maryland 21654. For a 30-year fixed loan, our calculations show that you can expect to save up to $9,018 over the lifetime of your mortgage, which translates to a monthly savings of $25 in Oxford and other areas of Talbot county.
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Summary of Average Mortgages in Oxford, Maryland 21654
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Oxford, Maryland 21654
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Oxford, MD 21654. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Oxford, Maryland 21654 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Oxford, Maryland and around Talbot county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.09% | 94.80% | 95.27% | 94.16% | 91.71% | 88.60% | 90.53% | 92.41% | 90.14% |
avg mortgage rate | 6.54% | 4.60% | 3.03% | 3.31% | 4.44% | 4.66% | 4.19% | 3.95% | 4.13% |
% 15 year fixed mortgage | 2.33% | 4.30% | 3.43% | 5.11% | 7.14% | 8.14% | 7.40% | 5.94% | 8.45% |
avg mortgage rate | 5.84% | 3.21% | 2.43% | 2.73% | 3.59% | 4.00% | 3.40% | 3.28% | 3.33% |
Avg credit score | 749.41 | 756.45 | 757.60 | 758.16 | 755.25 | 756.04 | 754.17 | 754.49 | 753.66 |
Avg LTV (loan to value) | 76.40% | 77.48% | 80.25% | 81.51% | 79.75% | 77.44% | 77.93% | 77.06% | 78.75% |
Avg DTI (debt to income) | 36.70 | 35.16 | 34.13 | 33.90 | 36.54 | 33.84 | 33.46 | 34.68 | 33.96 |
% First time homebuyer | 33.72% | 24.91% | 24.38% | 24.27% | 27.14% | 23.45% | 25.15% | 25.41% | 27.11% |
Avg mortgage insurance % | 11.48% | 11.58% | 11.65% | 12.19% | 11.22% | 11.22% | 10.70% | 8.24% | 9.06% |
Best Mortgage Brokers around Oxford, Maryland 21654
For those searching for a new home in Oxford, we have compiled a list of the top mortgage brokers located in and around Oxford, Maryland 21654 to assist you with your search.
Name
Address
Contact
Ability Mortgage Group
312 Hemsley Dr
Queenstown MD 21654
(410) 827-5111
sales@abilitymortgagegroup.com
Community Bank Mortgage
312 Main St
Preston MD 21654
(410) 673-1199
Equity Source
173 Sassafras St
Millington MD 21654
(410) 928-5800
Mariner Finance
1423 Dual Hwy
Hagerstown MD 21654
(301) 714-1550
contactus@marinerfinance.com
Equity Commerce
18223 Shawley Dr
Hagerstown MD 21654
(301) 790-3444
notifications@equitycommerce.com
Address
312 Hemsley Dr
Queenstown MD
Contact
(410) 827-5111
sales@abilitymortgagegroup.com
Address
312 Main St
Preston MD
Contact
(410) 673-1199
Address
173 Sassafras St
Millington MD
Contact
(410) 928-5800