Compare Today’s Mortgage Rates for Oxford, Maryland

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Oxford, Maryland 21654. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $68,773 or $191 / month in Oxford and other areas of Talbot county.

Our search engine explores all home mortgage options in Oxford, Maryland 21654, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

38.686358 -76.153783

Summary of Average Mortgage Terms in Oxford, Maryland 21654

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Oxford, MD

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Oxford, MD 21654, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Oxford, MD

Historical Mortgage Rates for Oxford, Maryland 21654 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Oxford, Maryland and around Talbot county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 92.45% 91.31% 91.42% 91.52% 92.13% 91.23% 93.13% 92.07%
avg mortgage rate 4.97% 4.68% 3.90% 3.96% 4.44% 4.12% 3.92% 4.10%
% 15 year fixed mortgage 5.87% 6.42% 6.80% 7.32% 6.65% 7.56% 5.51% 6.60%
avg mortgage rate 4.28% 3.93% 3.16% 3.11% 3.42% 3.20% 3.13% 3.26%
Avg credit score 762.41 763.47 762.30 760.29 757.19 757.03 756.40 756.75
Avg LTV (loan to value) 74.14% 75.94% 77.55% 77.96% 78.61% 79.49% 79.23% 78.50%
Avg DTI (debt to income) 33.94 33.36 32.46 33.31 34.09 34.62 34.63 35.69
% First time homebuyer 46.16% 44.36% 44.01% 48.60% 48.27% 51.41% 47.46% 45.87%
Avg mortgage insurance % 3.28% 5.30% 7.07% 8.03% 9.11% 10.25% 9.73% 9.43%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Oxford, Maryland 21654

If you’re looking to buy a new home in Oxford, we have compiled a list of the leading mortgage brokers around Oxford, Maryland 21654 to help you with your search.

Name
Address
Contact

Ability Mortgage Group

312 Hemsley Dr

Queenstown MD 21654

(410) 827-5111

sales@abilitymortgagegroup.com

Community Bank Mortgage

312 Main St

Preston MD 21654

(410) 673-1199

Equity Source

173 Sassafras St

Millington MD 21654

(410) 928-5800

Mariner Finance

1423 Dual Hwy

Hagerstown MD 21654

(301) 714-1550

contactus@marinerfinance.com

Equity Commerce

18223 Shawley Dr

Hagerstown MD 21654

(301) 790-3444

notifications@equitycommerce.com

Address

312 Hemsley Dr

Queenstown MD

Contact

(410) 827-5111

sales@abilitymortgagegroup.com

Address

312 Main St

Preston MD

Contact

(410) 673-1199

Address

173 Sassafras St

Millington MD

Contact

(410) 928-5800

News on Mortgages and Reverse Mortgages for Oxford, Maryland 21654