Compare Today’s Mortgage Rates for Perry Point, Maryland
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Perry Point, Maryland 21902. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $26,129 or $73 / month in Perry Point and surrounding areas of Cecil county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Perry Point, Maryland 21902.
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Summary of Average Mortgage Terms in Perry Point, Maryland 21902
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Perry Point, MD
To forecast and predict mortgage rates in Perry Point, MD 21902, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Perry Point, Maryland 21902 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Perry Point, Maryland and around Cecil county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.45% | 91.31% | 91.42% | 91.52% | 92.13% | 91.23% | 93.13% | 92.07% |
| avg mortgage rate | 4.97% | 4.68% | 3.90% | 3.96% | 4.44% | 4.12% | 3.92% | 4.10% |
| % 15 year fixed mortgage | 5.87% | 6.42% | 6.80% | 7.32% | 6.65% | 7.56% | 5.51% | 6.60% |
| avg mortgage rate | 4.28% | 3.93% | 3.16% | 3.11% | 3.42% | 3.20% | 3.13% | 3.26% |
| Avg credit score | 762.41 | 763.47 | 762.30 | 760.29 | 757.19 | 757.03 | 756.40 | 756.75 |
| Avg LTV (loan to value) | 74.14% | 75.94% | 77.55% | 77.96% | 78.61% | 79.49% | 79.23% | 78.50% |
| Avg DTI (debt to income) | 33.94 | 33.36 | 32.46 | 33.31 | 34.09 | 34.62 | 34.63 | 35.69 |
| % First time homebuyer | 46.16% | 44.36% | 44.01% | 48.60% | 48.27% | 51.41% | 47.46% | 45.87% |
| Avg mortgage insurance % | 3.28% | 5.30% | 7.07% | 8.03% | 9.11% | 10.25% | 9.73% | 9.43% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Perry Point, Maryland 21902
If you’re looking to buy a new home in Perry Point, we have compiled a list of the leading mortgage brokers around Perry Point, Maryland 21902 to help you with your search.
Name
Address
Contact
Mariner Finance
113 N East Plz
North East MD 21902
(410) 287-3835
contactus@marinerfinance.com
NLC Loans
112 Maxwell Ln
North East MD 21902
(866) 447-0266
customerservice@nlcloans.com
First Home Mortgage
66 Stites Ln
North East MD 21902
(410) 658-5999
spierpont@gofirsthome.com
Cecil Trust Mortgage & Loan
121 S Main St
North East MD 21902
(410) 287-1515
support@justhost.com
First Home Mortgage
2257 Pulaski Hwy
North East MD 21902
(410) 287-0567
spierpont@gofirsthome.com
Address
113 N East Plz
North East MD
Contact
(410) 287-3835
contactus@marinerfinance.com
Address
112 Maxwell Ln
North East MD
Contact
(866) 447-0266
customerservice@nlcloans.com
Address
66 Stites Ln
North East MD
Contact
(410) 658-5999
spierpont@gofirsthome.com