Compare Today’s Mortgage Rates for Rock Point, Maryland
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Rock Point, Maryland 20682. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $18,851 or $52 / month in Rock Point and surrounding areas of Charles county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Rock Point, Maryland 20682.
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Summary of Average Mortgage Terms in Rock Point, Maryland 20682
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APR
Expected Savings
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Interactive Mortgage Rate Projections for Rock Point, MD
To forecast and predict mortgage rates in Rock Point, MD 20682, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Rock Point, Maryland 20682 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Rock Point, Maryland and around Charles county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.98% | 93.34% | 93.67% | 93.34% | 94.31% | 94.07% | 94.70% | 93.63% |
| avg mortgage rate | 4.87% | 4.62% | 3.86% | 3.95% | 4.44% | 4.07% | 3.87% | 4.10% |
| % 15 year fixed mortgage | 4.92% | 5.30% | 5.48% | 6.05% | 4.97% | 4.91% | 4.52% | 5.48% |
| avg mortgage rate | 4.36% | 3.95% | 3.20% | 3.11% | 3.45% | 3.24% | 3.06% | 3.19% |
| Avg credit score | 766.33 | 766.84 | 765.38 | 760.39 | 758.08 | 758.77 | 760.52 | 767.42 |
| Avg LTV (loan to value) | 75.39% | 76.40% | 78.84% | 80.17% | 79.51% | 79.99% | 81.27% | 81.07% |
| Avg DTI (debt to income) | 33.30 | 33.68 | 33.32 | 34.44 | 35.23 | 35.91 | 35.78 | 35.77 |
| % First time homebuyer | 33.03% | 30.79% | 32.58% | 39.29% | 41.05% | 41.58% | 37.49% | 38.96% |
| Avg mortgage insurance % | 3.95% | 5.15% | 8.03% | 9.83% | 9.45% | 10.35% | 11.96% | 11.82% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Rock Point, Maryland 20682
If you’re looking to buy a new home in Rock Point, we have compiled a list of the leading mortgage brokers around Rock Point, Maryland 20682 to help you with your search.
Name
Address
Contact
First Choice Mortgage
13966 Solomons Island Rd S
Solomons MD 20682
(410) 326-5014
Equity Resource
4821 Saint Leonard Rd
Saint Leonard MD 20682
(410) 586-1111
http://www.callequity.net/
Ireland Mortgage Solutions
815 Dalrymple Rd
Sunderland MD 20682
(410) 286-9522
http://irelandms.com
Mortgage Experts
1401 Mercantile Ln
Upper Marlboro MD 20682
(301) 341-2200
Zion Mortgage
10800 Hanna St
Beltsville MD 20682
(240) 473-1175
Address
13966 Solomons Island Rd S
Solomons MD
Contact
(410) 326-5014
Address
4821 Saint Leonard Rd
Saint Leonard MD
Contact
(410) 586-1111
http://www.callequity.net/
Address
815 Dalrymple Rd
Sunderland MD
Contact
(410) 286-9522
http://irelandms.com