Compare Today’s Mortgage Rates for Saint James, Maryland
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Saint James, Maryland 21781. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $25,244 or $70 / month in Saint James and other areas of Washington county.
Our search engine explores all home mortgage options in Saint James, Maryland 21781, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Saint James, Maryland 21781
Become a certified mortgage expert on Pureloan.com
in Saint James, Maryland 21781
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Saint James, MD
To forecast and predict mortgage rates in Saint James, MD 21781, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Saint James, Maryland 21781 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Saint James, Maryland and around Washington county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.45% | 91.31% | 91.42% | 91.52% | 92.13% | 91.23% | 93.13% | 92.07% |
| avg mortgage rate | 4.97% | 4.68% | 3.90% | 3.96% | 4.44% | 4.12% | 3.92% | 4.10% |
| % 15 year fixed mortgage | 5.87% | 6.42% | 6.80% | 7.32% | 6.65% | 7.56% | 5.51% | 6.60% |
| avg mortgage rate | 4.28% | 3.93% | 3.16% | 3.11% | 3.42% | 3.20% | 3.13% | 3.26% |
| Avg credit score | 762.41 | 763.47 | 762.30 | 760.29 | 757.19 | 757.03 | 756.40 | 756.75 |
| Avg LTV (loan to value) | 74.14% | 75.94% | 77.55% | 77.96% | 78.61% | 79.49% | 79.23% | 78.50% |
| Avg DTI (debt to income) | 33.94 | 33.36 | 32.46 | 33.31 | 34.09 | 34.62 | 34.63 | 35.69 |
| % First time homebuyer | 46.16% | 44.36% | 44.01% | 48.60% | 48.27% | 51.41% | 47.46% | 45.87% |
| Avg mortgage insurance % | 3.28% | 5.30% | 7.07% | 8.03% | 9.11% | 10.25% | 9.73% | 9.43% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Saint James, Maryland 21781
If you’re looking to buy a new home in Saint James, we have compiled a list of the leading mortgage brokers around Saint James, Maryland 21781 to help you with your search.
Retirement Life Funding
7568 Main St
Sykesville MD 21781
(410) 552-9850
danbonds@gmail.com
Serenity First Financial
6200 Georgetown Blvd
Sykesville MD 21781
(877) 971-0777
http://www.serenityfirstfinancial.com/
Liberty Preferred Insurance Group
2028 Liberty Rd
Sykesville MD 21781
(410) 552-0315
http://www.libertyunitedmortgage.com
TLC Mortgage
522 Streaker Rd
Sykesville MD 21781
(410) 591-6325
http://www.dllr.state.md.us/finance/
First Mariner Mortgage Eldersburg
1643 Liberty Rd
Sykesville MD 21781
(410) 552-9126
Address
7568 Main St
Sykesville MD
Contact
(410) 552-9850
danbonds@gmail.com
Address
6200 Georgetown Blvd
Sykesville MD
Contact
(877) 971-0777
http://www.serenityfirstfinancial.com/
Address
2028 Liberty Rd
Sykesville MD
Contact
(410) 552-0315
http://www.libertyunitedmortgage.com