Compare Today’s Mortgage Rates for Saint James, Maryland

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Saint James, Maryland 21781. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $25,244 or $70 / month in Saint James and other areas of Washington county.

Our search engine explores all home mortgage options in Saint James, Maryland 21781, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

39.5625 -77.758333

Summary of Average Mortgage Terms in Saint James, Maryland 21781

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Saint James, MD

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Saint James, MD 21781, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Saint James, MD

Historical Mortgage Rates for Saint James, Maryland 21781 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Saint James, Maryland and around Washington county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 92.45% 91.31% 91.42% 91.52% 92.13% 91.23% 93.13% 92.07%
avg mortgage rate 4.97% 4.68% 3.90% 3.96% 4.44% 4.12% 3.92% 4.10%
% 15 year fixed mortgage 5.87% 6.42% 6.80% 7.32% 6.65% 7.56% 5.51% 6.60%
avg mortgage rate 4.28% 3.93% 3.16% 3.11% 3.42% 3.20% 3.13% 3.26%
Avg credit score 762.41 763.47 762.30 760.29 757.19 757.03 756.40 756.75
Avg LTV (loan to value) 74.14% 75.94% 77.55% 77.96% 78.61% 79.49% 79.23% 78.50%
Avg DTI (debt to income) 33.94 33.36 32.46 33.31 34.09 34.62 34.63 35.69
% First time homebuyer 46.16% 44.36% 44.01% 48.60% 48.27% 51.41% 47.46% 45.87%
Avg mortgage insurance % 3.28% 5.30% 7.07% 8.03% 9.11% 10.25% 9.73% 9.43%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Saint James, Maryland 21781

If you’re looking to buy a new home in Saint James, we have compiled a list of the leading mortgage brokers around Saint James, Maryland 21781 to help you with your search.

Name
Address
Contact

Retirement Life Funding

7568 Main St

Sykesville MD 21781

(410) 552-9850

danbonds@gmail.com

Serenity First Financial

6200 Georgetown Blvd

Sykesville MD 21781

(877) 971-0777

http://www.serenityfirstfinancial.com/

Liberty Preferred Insurance Group

2028 Liberty Rd

Sykesville MD 21781

(410) 552-0315

http://www.libertyunitedmortgage.com

TLC Mortgage

522 Streaker Rd

Sykesville MD 21781

(410) 591-6325

http://www.dllr.state.md.us/finance/

First Mariner Mortgage Eldersburg

1643 Liberty Rd

Sykesville MD 21781

(410) 552-9126

Address

7568 Main St

Sykesville MD

Contact

(410) 552-9850

danbonds@gmail.com

Address

6200 Georgetown Blvd

Sykesville MD

Contact

(877) 971-0777

http://www.serenityfirstfinancial.com/

Address

2028 Liberty Rd

Sykesville MD

Contact

(410) 552-0315

http://www.libertyunitedmortgage.com

News on Mortgages and Reverse Mortgages for Saint James, Maryland 21781