Compare Today’s Mortgage Rates for Spencerville, Maryland

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Spencerville, Maryland 20868. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $35,400 or $98 / month in Spencerville and other areas of Montgomery county.

Our search engine explores all home mortgage options in Spencerville, Maryland 20868, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

39.121343 -76.959802

Summary of Average Mortgage Terms in Spencerville, Maryland 20868

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Spencerville, MD

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Spencerville, MD 20868, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Spencerville, MD

Historical Mortgage Rates for Spencerville, Maryland 20868 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Spencerville, Maryland and around Montgomery county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 93.98% 93.34% 93.67% 93.34% 94.31% 94.07% 94.70% 93.63%
avg mortgage rate 4.87% 4.62% 3.86% 3.95% 4.44% 4.07% 3.87% 4.10%
% 15 year fixed mortgage 4.92% 5.30% 5.48% 6.05% 4.97% 4.91% 4.52% 5.48%
avg mortgage rate 4.36% 3.95% 3.20% 3.11% 3.45% 3.24% 3.06% 3.19%
Avg credit score 766.33 766.84 765.38 760.39 758.08 758.77 760.52 767.42
Avg LTV (loan to value) 75.39% 76.40% 78.84% 80.17% 79.51% 79.99% 81.27% 81.07%
Avg DTI (debt to income) 33.30 33.68 33.32 34.44 35.23 35.91 35.78 35.77
% First time homebuyer 33.03% 30.79% 32.58% 39.29% 41.05% 41.58% 37.49% 38.96%
Avg mortgage insurance % 3.95% 5.15% 8.03% 9.83% 9.45% 10.35% 11.96% 11.82%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Spencerville, Maryland 20868

If you’re looking to buy a new home in Spencerville, we have compiled a list of the leading mortgage brokers around Spencerville, Maryland 20868 to help you with your search.

Name
Address
Contact

Rates And Points

5 N Frederick Ave

Gaithersburg MD 20868

(301) 258-1000

Eagle Creek Mortgage

656 Quince Orchard Rd

Gaithersburg MD 20868

(301) 802-6426

http://www.mortgages-dmv.com/

PrimeLending, A PlainsCapital Company

704 Quince Orchard Rd

Gaithersburg MD 20868

(301) 208-0055

austincentral@primelending.com

Residential Mortgage Corporation

704 Quince Orchard Rd

Gaithersburg MD 20868

(301) 258-0297

http://rhfunding.com

Fortune Mortgage Company

17B Firstfield Rd

Gaithersburg MD 20868

(301) 309-1818

http://borrow123.com

Address

5 N Frederick Ave

Gaithersburg MD

Contact

(301) 258-1000

Address

656 Quince Orchard Rd

Gaithersburg MD

Contact

(301) 802-6426

http://www.mortgages-dmv.com/

Address

704 Quince Orchard Rd

Gaithersburg MD

Contact

(301) 208-0055

austincentral@primelending.com

News on Mortgages and Reverse Mortgages for Spencerville, Maryland 20868