Compare Today’s Mortgage Rates in Wingate, Maryland 21675
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Wingate, Maryland 21675.
Our search engine thoroughly explores all home mortgage options in Wingate, Maryland 21675, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $25,253 in lifetime cash or $70 per month in Wingate and other areas of Dorchester county.
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Summary of Average Mortgages in Wingate, Maryland 21675
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Wingate, Maryland 21675
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Wingate, MD 21675. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Wingate, Maryland 21675 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Wingate, Maryland and around Dorchester county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 97.09% | 94.80% | 95.27% | 94.16% | 91.71% | 88.60% | 90.53% | 92.41% | 90.14% |
| avg mortgage rate | 6.54% | 4.60% | 3.03% | 3.31% | 4.44% | 4.66% | 4.19% | 3.95% | 4.13% |
| % 15 year fixed mortgage | 2.33% | 4.30% | 3.43% | 5.11% | 7.14% | 8.14% | 7.40% | 5.94% | 8.45% |
| avg mortgage rate | 5.84% | 3.21% | 2.43% | 2.73% | 3.59% | 4.00% | 3.40% | 3.28% | 3.33% |
| Avg credit score | 749.41 | 756.45 | 757.60 | 758.16 | 755.25 | 756.04 | 754.17 | 754.49 | 753.66 |
| Avg LTV (loan to value) | 76.40% | 77.48% | 80.25% | 81.51% | 79.75% | 77.44% | 77.93% | 77.06% | 78.75% |
| Avg DTI (debt to income) | 36.70 | 35.16 | 34.13 | 33.90 | 36.54 | 33.84 | 33.46 | 34.68 | 33.96 |
| % First time homebuyer | 33.72% | 24.91% | 24.38% | 24.27% | 27.14% | 23.45% | 25.15% | 25.41% | 27.11% |
| Avg mortgage insurance % | 11.48% | 11.58% | 11.65% | 12.19% | 11.22% | 11.22% | 10.70% | 8.24% | 9.06% |
Best Mortgage Brokers around Wingate, Maryland 21675
For those searching for a new home in Wingate, we have compiled a list of the top mortgage brokers located in and around Wingate, Maryland 21675 to assist you with your search.
Name
Address
Contact
Mariner Finance
1423 Dual Hwy
Hagerstown MD 21675
(301) 714-1550
contactus@marinerfinance.com
Equity Commerce
18223 Shawley Dr
Hagerstown MD 21675
(301) 790-3444
notifications@equitycommerce.com
Midatlantic Farm Credit
1260 Maryland Ave
Hagerstown MD 21675
(301) 797-5151
support@mafc.com
OneMain Financial
122 Railway Ln
Hagerstown MD 21675
(301) 790-4949
http://branches.onemainfinancial.com/md/hagerstown/122-railway-lane.html
First Home Mortgage
1825 Howell Rd
Hagerstown MD 21675
(240) 420-5300
spierpont@gofirsthome.com
Address
1423 Dual Hwy
Hagerstown MD
Contact
(301) 714-1550
contactus@marinerfinance.com
Address
18223 Shawley Dr
Hagerstown MD
Contact
(301) 790-3444
notifications@equitycommerce.com
Address
1260 Maryland Ave
Hagerstown MD
Contact
(301) 797-5151
support@mafc.com