Compare Today’s Mortgage Rates in Augusta, Maine 04330
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Augusta, Maine 04330.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $5,862 over the lifetime of your 30-year fixed loan, or a monthly savings of $16 in Augusta and other areas of Kennebec county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Augusta, Maine 04330
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Augusta, Maine 04330
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Augusta, ME 04330. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Augusta, Maine 04330 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Augusta, Maine and around Kennebec county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.10% | 93.65% | 94.44% | 92.96% | 91.63% | 89.61% | 90.05% | 88.65% | 87.22% |
avg mortgage rate | 6.40% | 4.60% | 3.02% | 3.34% | 4.32% | 4.59% | 4.15% | 3.88% | 4.07% |
% 15 year fixed mortgage | 3.59% | 5.12% | 4.56% | 5.36% | 6.28% | 7.58% | 7.13% | 8.73% | 10.22% |
avg mortgage rate | 5.48% | 3.52% | 2.37% | 2.79% | 3.67% | 3.93% | 3.32% | 2.99% | 3.18% |
Avg credit score | 759.18 | 757.20 | 757.08 | 761.92 | 753.29 | 755.87 | 751.54 | 750.82 | 754.37 |
Avg LTV (loan to value) | 81.31% | 82.18% | 83.41% | 83.83% | 82.92% | 81.55% | 82.00% | 83.23% | 83.13% |
Avg DTI (debt to income) | 38.26 | 36.00 | 34.17 | 34.36 | 35.19 | 35.28 | 34.52 | 33.48 | 32.97 |
% First time homebuyer | 49.26% | 42.35% | 42.18% | 42.90% | 41.01% | 34.01% | 34.64% | 32.54% | 34.95% |
Avg mortgage insurance % | 13.48% | 13.51% | 13.87% | 14.11% | 13.28% | 11.90% | 12.24% | 13.76% | 13.81% |
Best Mortgage Brokers around Augusta, Maine 04330
For those searching for a new home in Augusta, we have compiled a list of the top mortgage brokers located in and around Augusta, Maine 04330 to assist you with your search.
Name
Address
Contact
Rengency Mortgage
4 Wabon St
Augusta ME 04330
(207) 623-3405
Capitol Mortgage
331 Water St
Augusta ME 04330
(207) 626-7900
Maine Vacation 4U.com
64 Glen St
Augusta ME 04330
(207) 441-4665
indiacompany@excite.com
Affordable Mortgage
177 Water St
Augusta ME 04330
(207) 620-7085
t-l@aol.com
Maine Mortgages
32 Crosby St
Augusta ME 04330
(207) 213-4183
Address
4 Wabon St
Augusta ME
Contact
(207) 623-3405
Address
331 Water St
Augusta ME
Contact
(207) 626-7900
Address
64 Glen St
Augusta ME
Contact
(207) 441-4665
indiacompany@excite.com