Compare Today’s Mortgage Rates for Augusta, Maine

Pureloan searches mortgage lenders and major banks in Augusta, Maine 04330 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $17,122 or $48 / month is expected in Augusta and other areas of Kennebec county.

Pureloan’s search engine explores all home mortgage options in Augusta, Maine 04330, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

44.323228 -69.766548

Summary of Average Mortgage Terms in Augusta, Maine 04330

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Augusta, ME

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Augusta, ME 04330, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Augusta, ME

Historical Mortgage Rates for Augusta, Maine 04330 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Augusta, Maine and around Kennebec county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 88.24% 86.25% 86.66% 87.86% 89.76% 87.38% 88.76% 90.06%
avg mortgage rate 4.89% 4.64% 3.84% 3.96% 4.43% 4.08% 3.88% 4.11%
% 15 year fixed mortgage 8.66% 10.58% 10.21% 9.35% 7.71% 10.07% 8.69% 7.16%
avg mortgage rate 4.36% 3.86% 3.11% 3.10% 3.48% 3.19% 2.99% 3.27%
Avg credit score 762.57 763.05 762.45 761.54 756.03 754.16 750.83 751.37
Avg LTV (loan to value) 77.62% 79.07% 80.74% 82.48% 84.02% 83.27% 83.30% 81.85%
Avg DTI (debt to income) 31.92 31.47 30.64 31.68 32.78 33.07 33.51 34.38
% First time homebuyer 25.84% 28.65% 24.92% 26.72% 32.51% 34.85% 32.44% 33.83%
Avg mortgage insurance % 5.98% 7.87% 9.80% 11.97% 14.71% 13.97% 13.84% 12.13%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Augusta, Maine 04330

If you’re looking to buy a new home in Augusta, we have compiled a list of the leading mortgage brokers around Augusta, Maine 04330 to help you with your search.

Name
Address
Contact

Rengency Mortgage

4 Wabon St

Augusta ME 04330

(207) 623-3405

Capitol Mortgage

331 Water St

Augusta ME 04330

(207) 626-7900

Maine Vacation 4U.com

64 Glen St

Augusta ME 04330

(207) 441-4665

indiacompany@excite.com

Affordable Mortgage

177 Water St

Augusta ME 04330

(207) 620-7085

t-l@aol.com

Maine Mortgages

32 Crosby St

Augusta ME 04330

(207) 213-4183

Address

4 Wabon St

Augusta ME

Contact

(207) 623-3405

Address

331 Water St

Augusta ME

Contact

(207) 626-7900

Address

64 Glen St

Augusta ME

Contact

(207) 441-4665

indiacompany@excite.com

News on Mortgages and Reverse Mortgages for Augusta, Maine 04330