Compare Today’s Mortgage Rates for Augusta, Maine
Pureloan searches mortgage lenders and major banks in Augusta, Maine 04330 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $17,122 or $48 / month is expected in Augusta and other areas of Kennebec county.
Pureloan’s search engine explores all home mortgage options in Augusta, Maine 04330, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Augusta, Maine 04330
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Augusta, ME
To forecast and predict mortgage rates in Augusta, ME 04330, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Augusta, Maine 04330 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Augusta, Maine and around Kennebec county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 88.24% | 86.25% | 86.66% | 87.86% | 89.76% | 87.38% | 88.76% | 90.06% |
| avg mortgage rate | 4.89% | 4.64% | 3.84% | 3.96% | 4.43% | 4.08% | 3.88% | 4.11% |
| % 15 year fixed mortgage | 8.66% | 10.58% | 10.21% | 9.35% | 7.71% | 10.07% | 8.69% | 7.16% |
| avg mortgage rate | 4.36% | 3.86% | 3.11% | 3.10% | 3.48% | 3.19% | 2.99% | 3.27% |
| Avg credit score | 762.57 | 763.05 | 762.45 | 761.54 | 756.03 | 754.16 | 750.83 | 751.37 |
| Avg LTV (loan to value) | 77.62% | 79.07% | 80.74% | 82.48% | 84.02% | 83.27% | 83.30% | 81.85% |
| Avg DTI (debt to income) | 31.92 | 31.47 | 30.64 | 31.68 | 32.78 | 33.07 | 33.51 | 34.38 |
| % First time homebuyer | 25.84% | 28.65% | 24.92% | 26.72% | 32.51% | 34.85% | 32.44% | 33.83% |
| Avg mortgage insurance % | 5.98% | 7.87% | 9.80% | 11.97% | 14.71% | 13.97% | 13.84% | 12.13% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Augusta, Maine 04330
If you’re looking to buy a new home in Augusta, we have compiled a list of the leading mortgage brokers around Augusta, Maine 04330 to help you with your search.
Name
Address
Contact
Rengency Mortgage
4 Wabon St
Augusta ME 04330
(207) 623-3405
Capitol Mortgage
331 Water St
Augusta ME 04330
(207) 626-7900
Maine Vacation 4U.com
64 Glen St
Augusta ME 04330
(207) 441-4665
indiacompany@excite.com
Affordable Mortgage
177 Water St
Augusta ME 04330
(207) 620-7085
t-l@aol.com
Maine Mortgages
32 Crosby St
Augusta ME 04330
(207) 213-4183
Address
4 Wabon St
Augusta ME
Contact
(207) 623-3405
Address
331 Water St
Augusta ME
Contact
(207) 626-7900
Address
64 Glen St
Augusta ME
Contact
(207) 441-4665
indiacompany@excite.com