Compare Today’s Mortgage Rates in Belfast, Maine 04915
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Belfast, Maine 04915.
Our search engine thoroughly explores all home mortgage options in Belfast, Maine 04915, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $17,392 in lifetime cash or $48 per month in Belfast and other areas of Waldo county.
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Summary of Average Mortgages in Belfast, Maine 04915
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Belfast, Maine 04915
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Belfast, ME 04915. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Belfast, Maine 04915 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Belfast, Maine and around Waldo county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.40% | 92.48% | 91.13% | 90.41% | 89.65% | 86.86% | 86.35% | 83.37% | 82.01% |
avg mortgage rate | 6.60% | 4.75% | 3.12% | 3.43% | 4.46% | 4.67% | 4.17% | 3.89% | 4.08% |
% 15 year fixed mortgage | 5.88% | 5.79% | 6.96% | 7.13% | 7.83% | 10.10% | 11.02% | 12.98% | 14.37% |
avg mortgage rate | 6.08% | 3.76% | 2.42% | 2.96% | 3.76% | 4.01% | 3.34% | 3.06% | 3.24% |
Avg credit score | 763.63 | 747.23 | 754.02 | 753.85 | 752.04 | 754.54 | 751.54 | 746.78 | 753.52 |
Avg LTV (loan to value) | 84.76% | 84.89% | 84.93% | 85.02% | 84.16% | 82.72% | 83.09% | 83.49% | 82.35% |
Avg DTI (debt to income) | 36.51 | 35.25 | 33.30 | 33.28 | 33.73 | 33.36 | 32.98 | 32.61 | 31.94 |
% First time homebuyer | 45.28% | 40.64% | 36.82% | 34.18% | 35.62% | 26.60% | 25.89% | 25.09% | 24.96% |
Avg mortgage insurance % | 15.61% | 15.43% | 15.22% | 15.06% | 14.42% | 12.32% | 12.81% | 12.83% | 11.66% |
Best Mortgage Brokers around Belfast, Maine 04915
For those searching for a new home in Belfast, we have compiled a list of the top mortgage brokers located in and around Belfast, Maine 04915 to assist you with your search.
Name
Address
Contact
Apex Lending
10 Common St
Waterville ME 04915
(207) 872-5808
Stephen F Jordan Mtg Brokers
47 Main St
Waterville ME 04915
(207) 872-0826
http://www.refinancemaine.com/
OneMain Financial
14 Waterville Commons Dr
Waterville ME 04915
(207) 873-3276
http://www.onemainfinancial.com/
Griffin Associates
10 Center St
Waterville ME 04915
(207) 872-8689
Andrew Trask
113 Easy St
Pittsfield ME 04915
(207) 487-5900
Address
10 Common St
Waterville ME
Contact
(207) 872-5808
Address
47 Main St
Waterville ME
Contact
(207) 872-0826
http://www.refinancemaine.com/
Address
14 Waterville Commons Dr
Waterville ME
Contact
(207) 873-3276
http://www.onemainfinancial.com/