Compare Today’s Mortgage Rates for Bingham, Maine

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Bingham, Maine 04920. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $12,723 or $35 / month in Bingham and surrounding areas of Somerset county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Bingham, Maine 04920.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

45.068241 -69.885721

Summary of Average Mortgage Terms in Bingham, Maine 04920

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Bingham, ME

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Bingham, ME 04920, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Bingham, ME

Historical Mortgage Rates for Bingham, Maine 04920 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Bingham, Maine and around Somerset county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 81.91% 77.75% 76.36% 78.51% 83.42% 82.95% 83.89% 84.30%
avg mortgage rate 4.88% 4.67% 3.91% 4.00% 4.43% 4.09% 3.89% 4.11%
% 15 year fixed mortgage 13.07% 17.16% 17.73% 17.56% 13.48% 13.35% 12.68% 12.45%
avg mortgage rate 4.29% 3.86% 3.13% 3.22% 3.49% 3.23% 3.07% 3.32%
Avg credit score 765.70 760.39 762.48 758.51 754.58 754.10 746.51 749.94
Avg LTV (loan to value) 77.27% 78.81% 80.10% 81.43% 82.46% 82.09% 83.18% 83.26%
Avg DTI (debt to income) 30.51 30.30 30.37 30.49 31.59 31.94 32.58 32.59
% First time homebuyer 24.15% 20.78% 19.90% 26.25% 25.23% 23.80% 24.77% 27.08%
Avg mortgage insurance % 4.47% 6.92% 7.78% 9.47% 12.01% 11.43% 12.51% 12.29%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Bingham, Maine 04920

If you’re looking to buy a new home in Bingham, we have compiled a list of the leading mortgage brokers around Bingham, Maine 04920 to help you with your search.

Name
Address
Contact

Apex Lending

10 Common St

Waterville ME 04920

(207) 872-5808

Stephen F Jordan Mtg Brokers

47 Main St

Waterville ME 04920

(207) 872-0826

http://www.refinancemaine.com/

OneMain Financial

14 Waterville Commons Dr

Waterville ME 04920

(207) 873-3276

http://www.onemainfinancial.com/

Griffin Associates

10 Center St

Waterville ME 04920

(207) 872-8689

Andrew Trask

113 Easy St

Pittsfield ME 04920

(207) 487-5900

Address

10 Common St

Waterville ME

Contact

(207) 872-5808

Address

47 Main St

Waterville ME

Contact

(207) 872-0826

http://www.refinancemaine.com/

Address

14 Waterville Commons Dr

Waterville ME

Contact

(207) 873-3276

http://www.onemainfinancial.com/

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