Compare Today’s Mortgage Rates in Birch Harbor, Maine 04613
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Birch Harbor, Maine 04613.
Our search engine thoroughly explores all home mortgage options in Birch Harbor, Maine 04613, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $30,818 in lifetime cash or $86 per month in Birch Harbor and other areas of Hancock county.
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Summary of Average Mortgages in Birch Harbor, Maine 04613
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Birch Harbor, Maine 04613
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Birch Harbor, ME 04613. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Birch Harbor, Maine 04613 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Birch Harbor, Maine and around Hancock county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.84% | 91.66% | 90.93% | 90.30% | 89.73% | 87.46% | 86.57% | 89.11% | 87.05% |
| avg mortgage rate | 6.42% | 4.66% | 3.03% | 3.37% | 4.42% | 4.65% | 4.20% | 3.92% | 4.12% |
| % 15 year fixed mortgage | 6.05% | 6.94% | 7.54% | 7.89% | 8.27% | 9.98% | 10.48% | 8.46% | 9.97% |
| avg mortgage rate | 5.58% | 3.73% | 2.44% | 2.87% | 3.78% | 3.99% | 3.39% | 3.09% | 3.27% |
| Avg credit score | 753.65 | 763.04 | 760.68 | 759.57 | 757.59 | 755.69 | 752.42 | 756.80 | 756.35 |
| Avg LTV (loan to value) | 79.93% | 81.14% | 82.19% | 83.25% | 82.00% | 81.53% | 81.72% | 83.09% | 82.48% |
| Avg DTI (debt to income) | 36.06 | 34.36 | 32.38 | 32.87 | 33.89 | 33.58 | 32.96 | 32.47 | 31.57 |
| % First time homebuyer | 41.26% | 37.99% | 33.18% | 33.88% | 30.53% | 29.10% | 27.86% | 26.99% | 29.11% |
| Avg mortgage insurance % | 12.41% | 12.60% | 13.34% | 14.12% | 13.25% | 12.21% | 12.33% | 13.96% | 13.01% |
Best Mortgage Brokers around Birch Harbor, Maine 04613
For those searching for a new home in Birch Harbor, we have compiled a list of the top mortgage brokers located in and around Birch Harbor, Maine 04613 to assist you with your search.
Name
Address
Contact
Wells Fargo Home Mortgage
15 Main St
Blue Hill ME 04613
(207) 374-3640
http://www.wellsfargo.com/mortgage/
Wells Fargo Home Mortgage
9 Resort Way
Ellsworth ME 04613
(207) 664-0267
http://www.wellsfargo.com/mortgage/
Northeast Modular Homes
6 Forrest Ave
Ellsworth ME 04613
(207) 667-7727
http://www.northeastmodular.com
Universal Mortgage Corporation
54 Oak St
Ellsworth ME 04613
(207) 664-0100
norman@universalmortgageinc.com
Coastal Mortgage
104 Main St
Ellsworth ME 04613
(207) 667-8399
coastal@downeast.net
Address
15 Main St
Blue Hill ME
Contact
(207) 374-3640
http://www.wellsfargo.com/mortgage/
Address
9 Resort Way
Ellsworth ME
Contact
(207) 664-0267
http://www.wellsfargo.com/mortgage/
Address
6 Forrest Ave
Ellsworth ME
Contact
(207) 667-7727
http://www.northeastmodular.com