Compare Today’s Mortgage Rates in Carmel, Maine 04419
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Carmel, Maine 04419.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $25,085 over the lifetime of your 30-year fixed loan, or a monthly savings of $70 in Carmel and other areas of Penobscot county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Carmel, Maine 04419
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Carmel, Maine 04419
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Carmel, ME 04419. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Carmel, Maine 04419 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Carmel, Maine and around Penobscot county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.47% | 93.27% | 92.74% | 92.29% | 90.99% | 88.99% | 90.62% | 88.32% | 88.22% |
| avg mortgage rate | 6.55% | 4.67% | 3.08% | 3.43% | 4.42% | 4.61% | 4.17% | 3.96% | 4.14% |
| % 15 year fixed mortgage | 3.90% | 5.26% | 5.80% | 5.84% | 7.38% | 8.68% | 6.32% | 9.61% | 9.52% |
| avg mortgage rate | 5.81% | 3.67% | 2.44% | 2.86% | 3.76% | 3.97% | 3.45% | 3.10% | 3.25% |
| Avg credit score | 754.38 | 754.71 | 750.71 | 754.59 | 751.59 | 751.75 | 751.31 | 753.40 | 752.04 |
| Avg LTV (loan to value) | 83.05% | 83.54% | 83.98% | 84.68% | 84.06% | 82.63% | 83.70% | 84.40% | 84.02% |
| Avg DTI (debt to income) | 36.65 | 35.28 | 34.41 | 34.58 | 34.87 | 34.65 | 33.85 | 33.85 | 33.13 |
| % First time homebuyer | 50.79% | 43.28% | 40.11% | 41.59% | 41.12% | 32.94% | 36.67% | 33.93% | 38.87% |
| Avg mortgage insurance % | 14.98% | 14.13% | 14.52% | 15.18% | 13.90% | 12.96% | 13.99% | 14.53% | 14.27% |
Best Mortgage Brokers around Carmel, Maine 04419
For those searching for a new home in Carmel, we have compiled a list of the top mortgage brokers located in and around Carmel, Maine 04419 to assist you with your search.
Name
Address
Contact
Simons & Leoni Home
336 Horseback Rd
Carmel ME 04419
(207) 735-2603
Pine Tree Mortgage
676 Broadway
Bangor ME 04419
(207) 991-5000
Benchmark Mortgage
458 Main St
Bangor ME 04419
(207) 941-1150
http://www.bangormtg.com
OneMain Financial
6 Frost Dr
Bangor ME 04419
(207) 942-3507
http://branches.onemainfinancial.com/me/bangor/6-frost-drive.html
Sun Mortgage-New England
160 Broadway
Bangor ME 04419
(207) 990-3960
http://www.sun-mortgage.com/
Address
336 Horseback Rd
Carmel ME
Contact
(207) 735-2603
Address
676 Broadway
Bangor ME
Contact
(207) 991-5000
Address
458 Main St
Bangor ME
Contact
(207) 941-1150
http://www.bangormtg.com